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Behavioural Characteristics and Financial Distress [PDF]
SSRN Electronic Journal, 2011 Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress.
McCarthy, Yvonne
core +9 more sources
Fuel poverty and financial distress. [PDF]
Energy Econ, 2021 Governments and advocacy groups have drawn attention to the precarious position of those members of society who are unable to attain an adequate level of energy services, i.e. the fuel poor. Concerns have also arisen about the ability of fuel poor individuals to adapt to the hardship recently brought about by the COVID-19 pandemic.
Burlinson A, Giulietti M, Law C, Liu HH.
europepmc +6 more sources
Detecting financial distress [PDF]
International Journal of Management Studies, 2005 This paper examines two types of statistical tests, which are multiple discriminant analysis (MDA) and the logit model to detect financially distressed companies.
Abdullah, Nur Adiana Hiau +1 more
core +2 more sources
Financial distress and money attitudes. [PDF]
Journal of Neuroscience, Psychology, and Economics, 2021 This study was concerned with the construction and validation of a Financial Distress Index (FDI). A stratified (UK) sample of 2000 adults completed the new measure as well as measures of financial anxiety, general stress and money attitudes. The FDI correlated highly with general stress and financial anxiety, establishing concurrent validity.
Fenton-O'Creevy, Mark, Furnham, Adrian
openaire +2 more sources
Job Insecurity and Financial Distress [PDF]
SSRN Electronic Journal, 2012 This paper investigates the effects of different job categories on households’ likelihood of experiencing financial distress. Given imperfect financial markets and the absence of unemployment subsidies, households with less secure jobs are likely to experience drops in income more frequently than households with well-protected jobs.
Moretti,, Luigi +2 more
openaire +4 more sources
Short-term debt maturity, monitoring and accruals-based earnings management [PDF]
, 2013 Most prior studies assume a positive relation between debt and earnings management, consistent with the financial distress theory. However, the empirical evidence for financial distress theory is mixed.
Fung, Simon Y. K., Goodwin, John
core +1 more source
Financial distress in cancer patients [PDF]
Journal of Medicine and the Person, 2013 Novel diagnostic and therapeutic options offer hope to cancer patients with both localized and advanced disease. However, many of these treatments are often costly and even well-insured patients can face high out-of-pocket costs. Families may also be at risk of financial distress due to lost wages and other treatment-related expenses.
Jonas A, de Souza, Yu-Ning, Wong
openaire +2 more sources
Contractual Resolutions of Financial Distress [PDF]
SSRN Electronic Journal, 2009 In a financial contracting model we study the optimal debt structure to resolve financial distress. We show that a debt structure where two distinct debt classes co-exist - one class fully concentrated and with control rights upon default, the other dispersed and without control rights - removes the controlling creditor's liquidation bias when investor
Gennaioli, NIcola, Stefano Rossi
openaire +6 more sources
Crypto custodians in financial distress
International Insolvency Review, 2023 AbstractThe business model of crypto custodians is relatively new. If these companies fall into financial distress, the question arises as to which legal framework is applicable to them. Since jurisdictions such as the US, the Swiss, the German, and recently also the European Union place crypto custodians under financial supervision, it seems ...
Dominik Skauradszun, Jeremias Kümpel
openaire +1 more source
The Persistence of Financial Distress [PDF]
The Federal Reserve Bank of Kansas City Research Working Papers, 2017 AbstractUsing proprietary panel data, we show that many U.S. consumers experience financial distress (35% when distress is defined by having debt in severe delinquency, e.g.) at some point in their lives. However, most distress events are concentrated on a much smaller proportion of consumers in persistent trouble: fewer than 10% of borrowers account ...
Juan M. Sánchez +2 more
openaire +4 more sources