Financial literacy and retirement planning : the Russian case [PDF]
The authors examine the association of financial literacy with retirement planning in Russia, a country with a relatively old and rapidly aging population, large regional disparities, and a rapidly emerging financial market.
Klapper, Leora, Panos, Georgios A.
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Financial Literacy Can Overcome Barriers To MSME Financing: Evidence From Indonesia
JAS (Jurnal Akuntansi Syariah)This study aims to analyze the influence of financial literacy, debt management literacy, budgeting literacy, banking service literacy, and bookkeeping literacy on financing constraints for Micro, Small, and Medium Enterprises (MSMEs).
I Made Suidarma +5 more
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Financial Literacy and Portfolio Diversification [PDF]
In this paper we focus on poor financial literacy as one potential factor explaining lack of portfolio diversification. We use the 2007 Unicredit Customers’ Survey, which has indicators of portfolio choice, financial literacy and many demographic ...
Luigi Guiso, Tullio Jappelli
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Cogent Economics & FinanceThis study investigates the impact of financial literacy on women’s economic empowerment, particularly through the use of digital financial services.
Mohsin Showkat +3 more
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PERAN SELF EFFICACY DALAM MEMEDIASI PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN (Studi Pada UMKM di Kecamatan Pakal Surabaya) [PDF]
The purpose of this study is to link financial literacy, financial attitudes, self efficacy and financial management behavior. This research was conducted through questionnaires given to 234 UMKM respondents who met the sampling criteria and were taken ...
Pratiwi, Berlian Maulina
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Financial literacy and the need for financial education: evidence and implications
Swiss Journal of Economics and Statistics, 2019 Annamaria Lusardi
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Financial Literacy among the Young [PDF]
We examined financial literacy among the young using data from the 1997 National Longitudinal Survey of Youth. We showed that financial literacy is low among the young; fewer than one-third of young adults possess basic knowledge of interest rates ...
Annamaria Lusardi +2 more
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Financial Literacy: The Impact of Financial Training in High School on the Credit Behavior of College Students [PDF]
, 2010 Managing credit is increasingly important not only for adults, but for college students. In recent years with sky rocketing tuition and easily available credit, college students find themselves with increasing debt burdens that result in serious and ...
Tenaglia, Lisa
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Retirement saving and attitude towards financial intermediaries – Evidence for Germany [PDF]
People often disregard the need for individual savings for old-age although a decreasing rate of birth and an increasing life expectancy make it necessary to save additional money for retirement by using private or occupational pensions. Due to a lack of
Kathrin Dummann
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Enhancing financial literacy skills of incubatees in university innovation hubs
Transformation in Higher EducationFinancial literacy is an important component of the ever-changing environment of start-up businesses. Despite advances in financial literacy research, it predominantly addresses personal finance issues pertinent to the general population, creating a gap ...
Regina M. Thetsane +3 more
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