Results 141 to 150 of about 8,679,941 (303)

Creditor Protection and Financial Cycles [PDF]

open access: yes
We develop a model in which the elasticity of credit to exogenous shocks depends on creditor rights regulations. We show that an increase in creditor protection reduces the elasticity of credit supply to exogenous shocks, and hence the amplitude of the ...
Arturo Galindo, Alejandro Micco
core  

Financial advice and stock market participation [PDF]

open access: yes
We introduce professional financial advice in households’ choice to hold risky financial assets. Consistent with the predictions from a formal model, we present evidence that households’ trust in financial advice only matters when their perceived own ...
Inderst, Roman, Georgarakos, Dimitris
core   +2 more sources

Spatially Regulated Lithium Plating via Li2O‐Rich Interphase Enables Durable Fast‐Charging Hybrid Lithium Batteries

open access: yesAdvanced Functional Materials, EarlyView.
A Li2O‐rich solid electrolyte interphase (SEI) is engineered on graphite through a propylene carbonate‐based electrolyte to spatially regulate Li plating. The homogeneous interphase lowers Li nucleation barriers, promotes conformal Li deposition around graphite particles, and suppresses dendritic accumulation, enabling durable hybrid Li‐ion/Li‐metal ...
Robert Kuphal   +8 more
wiley   +1 more source

Youth, Financial Literacy, and Learning: The Role of In-School Financial Education in Building Financial Literacy

open access: yes, 2012
This brief summarizes the role of in-school financial education in building financial literacy for the ...
Center for Financial Security
core  

The regulatory nexus between the promotion of financial education and financial inclusion in enhancing consumer protection in South Africa

open access: yesDe Jure, 2023
This paper seeks to share some insights on the regulatory aspects of the promotion of financial education and financial inclusion to enhance consumer protection in South Africa. In recent years, policymakers in different countries, including South Africa,
Phemelo Magau
doaj  

Coordinated Architectural and Chemical Reinforcement in the Crushing Mandible of a Soldier Termite

open access: yesAdvanced Functional Materials, EarlyView.
The crushing mandible of a soldier termite withstands substantial biting loads despite lacking mineral. Its cuticle is partitioned: convex teeth pair hardness and zinc enrichment with aligned chitin fibers for contact durability, while stiffer concave regions between teeth carry bending loads.
Andrew Tran Nguyen   +16 more
wiley   +1 more source

Consumer protection and financial literacy : lessons from nine country studies [PDF]

open access: yes
The recent turmoil in financial markets worldwide has emphasized the need for adequate consumer protection and financial literacy for long-term stability of the financial sector.
Rutledge, Susan L.
core  

Dynamically Actuated Reconfigurable Topographical Surface Enables Active Control of Implant‐Associated Infections

open access: yesAdvanced Functional Materials, EarlyView.
A dynamically actuated reconfigurable topographical surface (DARTS) integrates contact‐mediated bactericidal nanotopography with programmable mechanical actuation to actively disrupt bacterial biofilms. Dynamic surface reconfiguration enhances bacterial killing and suppresses implant‐associated infections in vivo, providing a new strategy for active ...
Mohammad Asadi Tokmedash   +4 more
wiley   +1 more source

Youth Financial Inclusion: Complementing Financial Education with Account Access

open access: yes, 2012
This brief summarizes the effectiveness of offering savings account programs to children from elementary to high school to help complement financial education and instill successful financial ...
Center for Financial Security
core  

Reimagining Commercial Health Insurance in India: A System-Dynamics Approach to Complex Stakeholder Incentives and Policy Outcomes

open access: yesSystems
Most low- and middle-income governments are unwilling and unable to adequately fund their health systems using tax resources. Despite this route’s popularity in public discourse, it is neither a feasible nor a desirable route for financing Universal ...
Nachiket Mor, Aakriti Gupta, Rahul Roy
doaj   +1 more source

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