Financial Literacy and Financial Sophistication Among Older Americans [PDF]
This paper analyzes new data on financial literacy and financial sophistication from the 2008 Health and Retirement Study. We show that financial literacy is lacking among older individuals and for the first time explore additional questions on financial
Annamaria Lusardi +2 more
core
Enhancing Biogenic Formic Acid Production in the Modified OxFA Process by Acetonitrile Addition
In this study, the beneficial effect of using acetonitrile as a co‐solvent in the modified OxFA process is shown, outperforming methanol, demonstrating improved reaction kinetics combined with high selectivity for the HPA‐2 (H5PV2Mo10O40) catalyzed oxidation of xylose to FA.
Jan‐Dominik H. Krueger +7 more
wiley +1 more source
Quantum Photothermal Self‐Monitoring Fiber Probes for In Vivo Photothermal Therapy
A miniaturized quantum photothermal fiber probe based on a metal/polymer/glass composite optoelectronic fiber that simultaneously guides lightwave and microwave was developed for the first time. The probe achieves enhanced photothermal conversion (13°C/mW, 25°C–120°C range) while providing real‐time self‐monitoring with 0.2°C thermal resolution at the ...
Wanjun Li +12 more
wiley +1 more source
Information Security Governanceas as Key Performance Indicator for Financial Institutions
Due to their nature financial institutions and their performance are in constant focus of attention from different stakeholder groups. These groups according to their functions and interests are implementing different sets of key performance indicators ...
Krjukovs, Dmitrijs, Strauss, Raimonds
core
TRIM: Simultaneous Thermometry, Ranging, and Imaging via a Monolithic Metalens
ABSTRACT While metasurfaces offer a pathway beyond the discrete architectures of conventional LWIR systems, physically fusing high‐precision thermometry and passive ranging onto a single metalens remains a formidable challenge. Here, we demonstrate a monolithic, dual‐focus metalens capable of simultaneous multidimensional sensing.
Man Yuan +10 more
wiley +1 more source
The Shadow Price of Uncertainty: Consequences of Unpredictable Insurance Coverage for Access, Care, and Financial Security. [PDF]
Schlesinger M, Bhaumik D.
europepmc +1 more source
Histone Modification Complex JMJ704‐HDA709 Negatively Regulates Salinity Tolerance in Rice
This study reveals that the rice histone demethylase JMJ704 interacts with HDA709―a H3K9ac deacetylase characterized herein―to form a chromatin‐modifying complex. Under salt stress, OsWRKY72 recruits this complex through interaction with JMJ704 to target loci, repressing the expression of oxidative stress and salt‐responsive genes via removal of ...
Jing Wang +9 more
wiley +1 more source
Household Debt and Financial Well-Being in Retirement
Recent trends in housing and financial asset appreciation would appear to be improving the financial well-being of older Americans. However, without also understanding debt, it is impossible to know whether retirees are wealthier, or better-off.Recent ...
Fitchtner, Jason
core
Advanced financial security system using smart contract in private ethereum consortium blockchain with hybrid optimization strategy. [PDF]
Prabanand SC, Thanabal MS.
europepmc +1 more source

