Results 91 to 100 of about 2,785 (265)

Finclusion: The nexus of Fintech and financial inclusion against banks' market power. [PDF]

Heliyon, 2023
Aleemi AR, Javaid F, Hafeez SS.
europepmc   +1 more source

The Real Effect of Banking Globalisation on Bank Liquidity Creation in China's Banking Sector: Evidence From the Belt and Road Initiative

International Studies of Economics, EarlyView.
ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi, Wenjun Wu, Yifan Chen, Chunyang Wang   +3 more
wiley   +1 more source

Age-dependent differences in using FinTech products and services-Young customers versus other adults. [PDF]

PLoS One, 2023
Krupa D, Buszko M.
europepmc   +1 more source

Blockchain Technology as a Catalyst for Business Model Transformation and Organizational Change: Insights From Finnish Case Studies

Strategic Change, EarlyView.
ABSTRACT Blockchain technology entails more than new operational tools; it is a strategic decision‐making challenge that reshapes how organizations create, deliver, and capture value. This research uses a multiple‐case study approach in the Finnish context, conducting 11 semi‐structured interviews.
Melisa Petra Benchis, Khuram Shahzad, Sorin Dan, Syed Hammad Ul Haq   +3 more
wiley   +1 more source

Do Fintech Lenders Align Pricing with Risk? Evidence from a Model-Based Assessment of Conforming Mortgages

FinTech
This paper assesses whether fintech mortgage lenders align pricing with borrower risk using conforming 30-year mortgages (2012–2020). We estimate default probabilities using machine learning (logit, random forest, gradient boosting, LightGBM, XGBoost ...
Zilong Liu, Hongyan Liang
doaj   +1 more source

The fintech frontier: Investigating fintech entrepreneurial intentions in the light of fintech awareness

Theoretical and Applied Economics
Fintech startups, with their disruptive potential, are challenging established financial services and bridging the gap between the underserved and the economic system with innovative technology. This study, which delves into fintech entrepreneurial intention, a pivotal first step in the entrepreneurial process, aims to identify the variables that ...
Abin JOHN, Selvaraj VANITHA, Muhammed JISHAM   +2 more
openaire   +1 more source

Technology‐Driven Transformation of Compensation Systems: Mapping the Causal Structure of Digital Reward Systems

Strategic Change, EarlyView.
ABSTRACT Traditional reward systems, which are largely salary‐centered and structurally rigid, are no longer sufficient in an era defined by digital transformation. Building on this premise, this study examines how emerging technologies reshape integrated compensation systems by uncovering their causal, mediating, and outcome‐oriented roles.
Seyed Hossein Razavi Hajiagha, Hannan Amoozad Mahdiraji, Farzaneh Soltani, Gu Pang, Georgia Sakka, Salar Keshavarz Hedayati   +5 more
wiley   +1 more source

Fintechs de crédito: aspectos e regulamentação aplicável

, 2023
O presente artigo tem o objetivo de demonstrar como as fintechs de crédito estão sendo reguladas no país e quais dificuldades decorrentes da própria resolução aplicável elas poderão encontrar ao tentar se regularizar.
BATISTELA, Luiz Henrique Moraes de
core   +1 more source

Credit FinTechs and financial intermediaries: a comparative analysis of efficiency.

, 2018
Após a crise financeira global de 2008/09 iniciou-se uma forte onda de inovação na oferta de produtos e serviços financeiros, tais como novos sistemas de pagamento através de computadores e celulares, infraestrutura para transações financeiras ...
Faria, Emerson
core   +1 more source

Business Process Management Maturity and Digital Transformation: Evidence From a Financial Institution in an Emerging Economy

Knowledge and Process Management, EarlyView.
ABSTRACT This study examines how business process management (BPM) maturity shapes digital transformation in a large financial institution operating in a highly regulated, emerging‐economy context. Drawing on a qualitative single case study, the research applies Rosemann and De Bruin's BPM Maturity Model to analyse how different maturity dimensions ...
Shirley Xavier Segala, Sérgio Nogueira Seabra, André Rehbein Sathler Guimarães   +2 more
wiley   +1 more source