Results 51 to 60 of about 6,069 (165)

Mangrove Above‐Ground Biomass and Production Are Related to Forest Age at Low Isles, Great Barrier Reef

open access: yesEcology and Evolution, Volume 15, Issue 9, September 2025.
Mangrove above‐ground biomass and productivity was quantified across forest age zones dominated by Rhizophora stylosa, spanning a tidal gradient atop a reef platform at Low Isles, Great Barrier Reef. Analysis of historical mapping, field plot data, and RPA‐derived LiDAR data and multispectral imagery indicated above‐ground biomass increased with forest
Brooke M. Conroy   +5 more
wiley   +1 more source

Default Prediction in the Finance Industry Based on Ensemble Learning: Combining Machine Learning and Deep Learning

open access: yesBusiness Systems Research
Financial institutions face significant challenges in predicting loan defaults, which directly impact the non-performing loan (NPL) rate. Incorrect predictions can lead to misinformed decisions and substantial financial losses.
Hoanh-Su Le   +4 more
doaj   +1 more source

Combining eDNA and Visual Surveys Improves Detection of Reef Fishes Across Their Biogeographic Ranges

open access: yesDiversity and Distributions, Volume 31, Issue 9, September 2025.
ABSTRACT Aim Rapid shifts in marine species distributions driven by ocean warming require more effective monitoring across entire ranges to detect emerging ecological change. Traditionally, visual surveys have been used to track these distributional shifts, but they often overlook small‐bodied, rare or cryptic species, potentially underestimating range
Chloe Hayes   +5 more
wiley   +1 more source

What drives the profitability of banking sectors in the European Union? The machine learning approach

open access: yesInternational Journal of Management and Economics
The study aims to establish patterns of relations between the profitability of the European Union (EU) banking sectors between 2007 and 2021 and sets of variables appropriate for clusters of countries into which the 27 countries of the EU are divided ...
Bernardelli Michał   +2 more
doaj   +1 more source

Early Literacy Skills in Digital Games

open access: yesEuropean Journal of Education, Volume 60, Issue 3, September 2025.
ABSTRACT Early literacy skills, the basis of literacy skills, can be introduced to children through various stimuli and are supported by digital games with the increasing use of technology. This study aims to investigate the games children can download from the Play Store, which has high accessibility and allows them to play offline many times ...
Nergiz Teke, Tuğba Baş
wiley   +1 more source

Determinants of Mortgage Loan Approval in Banks in a Developing Country: Evidence From Nigeria

open access: yesStudia Universitatis Vasile Goldis Arad, Seria Stiinte Economice
Green This article is aimed at investigating the determinants of mortgage loan approval in developing countries, employing the binary probit model. Loan approval was made the response variable while deposit, amount to borrow, lending rate, gratuity ...
Babalola Abdurrauf, Ajagbe Suraj
doaj   +1 more source

Modeling of Cash Flows from Nonperforming Loans in a Commercial Bank

open access: yesNaše Gospodarstvo, 2018
The purpose of this paper is to derive a model for calculation of maturities and volumes of repayments that a bank may expect from nonretail nonperforming loans (hereafter NPLs).
Devjak Srečko
doaj   +1 more source

BİREYSEL EMEKLİLİK SİSTEMİ FARKINDALIĞI: ÜNİVERSİTE ÖĞRENCİLERİNE YÖNELİK BİR ARAŞTIRMA - INDIVIDUAL PENSION SYSTEM AWARENESS: A RESEARCH ON UNIVERSITY STUDENTS Nazlıgül GÜLCAN

open access: yesMehmet Akif Ersoy Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, 2017
01.01.2013 tarihinden itibaren bireysel emeklilikhesabı bulunan bireylerin, yatırımda bulunduğu her katkı payı için %25 oranındadevlet katkısı alması; bireylerin Bireysel Emeklilik Sistemine olan talebiniarttırarak sigortacılık sektörünü daha da ...
Nazlıgül Gülcan
doaj   +1 more source

The effect of board of directors characteristics on risk and bank performance: Evidence from Turkey

open access: yesEconomics and Business Review, 2020
A bank, particularly in developing countries like Turkey, is one of the most important institutions in the financial sector. Therefore knowing the factors affecting the performance of banks is important for the development of the sector.
Doğan Berna, Ekşi İbrahim Halil
doaj   +1 more source

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