Subscribing to Supplemental Health Insurance in France: A Dynamic Analysis of Adverse Selection [PDF]
Adverse selection, which is well described in the theoretical literature on insurance, remains relatively difficult to study empirically. The traditional approach, which focuses on the binary decision of “covered” or “not”, potentially misses the main ...
Aurélie Pierre +2 more
core
Why Didn't I Get a Payout? Understanding Farmer Choices, Index Insurance, and Basis Risk
ABSTRACT Index insurance, while heralded as a potential solution to alleviate poverty and food insecurity among agricultural households, has its own set of challenges, notably basis risk. Basis risk is the discrepancy between the insurance payout and losses incurred, posing a significant deterrent to the adoption of index insurance.
S. Lucille Blakeley +4 more
wiley +1 more source
The Effect of Private Health Insurance on Medical Care Utilization and Self-Assessed Health in Germany [PDF]
In Germany, employees are generally obliged to participate in the public health insurance system, where coverage is universal, co-payments and deductibles are moderate, and premia are based on income.
Klein, Tobias J., Hullegie, Patrick
core
Crop Insurance Design and On‐Farm Risk Adaptation
ABSTRACT The United States spends billions annually on crop insurance premium subsidies, yet the prevailing distance‐based guarantee design unintentionally rewards risk‐taking by linking subsidies to yield variability. We consider a simple redesign: define guarantees in terms of probability so that coverage reflects a consistent likelihood of indemnity.
Gerald Van Tassell, Alan P. Ker
wiley +1 more source
On the Economics of US Agricultural Policy
ABSTRACT This paper presents an economic analysis of US agricultural policy, building on a modified version of Gardner's efficient redistribution. We argue that agricultural policy is motivated as an attempt to implement an efficient redistribution scheme that redistributes income toward farmers who, as a group, have been adversely affected by ...
Jean‐Paul Chavas
wiley +1 more source
Analyzing the relationship between health insurance, health costs, and health care utilization [PDF]
Using data the Health and Retirement Survey and the Assets and Health Dynamics among the Oldest Old, this article provides an empirical analysis of the determinants of whether an individual purchases health insurance.
Kirti Kamboj, Eric French
core
How Video‐Based Information Affects Farmers' Willingness to Pay for Drone Services
ABSTRACT Professional service for digital technology like agricultural drones lowers transaction costs and scope thresholds for smallholders. Meanwhile, perceptual adoption barriers remain underexplored. We conduct a two‐stage choice experiment with a randomized video‐based information treatment among 384 Chinese crop farmers to measure its effect on ...
Hua Zhang +4 more
wiley +1 more source
Background: Coronary artery disease is the most important cause of death due to cardiovascular diseases and the main treatment is angioplasty. The purpose of this study was to evaluate the results of angioplasty in patients based on angiographic results,
Hamid Sanei +9 more
doaj
Temporary Programs, Lasting Questions: Ad Hoc Assistance in the U.S. Farm Safety Net
ABSTRACT Large ad hoc assistance programs have returned to U.S. farm policy since 2017, operating alongside a more developed safety net built around federally subsidized crop insurance, Title I commodity programs, and standing disaster assistance. This paper reviews the renewed use of ad hoc assistance, documents its recent scale using USDA data, and ...
Alejandro Plastina +1 more
wiley +1 more source
Health Insurance Literacy and Its Impact on Patient Satisfaction with the Quality of Medical Care
Introduction. Health insurance literacy is an important aspect of population health that contributes to the functioning of the healthcare system. The significance of health insurance literacy is underscored by data showing substantial financial resources
A. S. Abubakirov, A. I. Gusev
doaj +1 more source

