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General Insurance Deductible Ratemaking

North American Actuarial Journal, 2017
Insurance claims have deductibles, which must be considered when pricing for insurance premium. The deductible may cause censoring and truncation to the insurance claims. However, modeling the unobserved response variable using maximum likelihood in this setting may be a challenge in practice.
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The valuation of general insurance companies

Journal of the Institute of Actuaries, 1990
AbstractThe paper presents a theoretical framework for the valuation of a general insurance company to actuaries, but also aims to provide reference work for non-actuarial users of appraised values. It distinguishes between the price that may be paid for an insurance operation from what may be called the economic or appraised value. The paper describes
J. P. Ryan, K. P. W. Larner
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General Health Insurance Coverage

2020
The determination and management of health policies in Turkey has a fragmented appearance. Accordingly, different institutions have undertaken different tasks in the field of health. As a matter of fact, although the basic task is convened in the Ministry of Health, it is seen that various public institutions and private organizations are active in ...
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Optimal insurance and generalized deductibles

Scandinavian Actuarial Journal, 1974
Abstract This report is intended as a contribution to the theory of demand for insurance. In many circumstances, it appears that, given a range of alternative possible insurance policies, the insured would prefer a policy offering complete coverage beyond a deductible. In an earlier paper (Arrow [1]; reprinted in Arrow [3], pp.
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Contemporary Trends in General Insurance Industry

Paripex - Indian Journal Of Research, 2012
The paper presents a theoretical framework on ever changing competitive dynamics of Indian General Insurance Industry. The insurance sector is highly concentrated with the large number of private and government insurance companies in India. The growth of the insurance sector in India has been phenomenal, offering a diversified product portfolio and ...
Inderjit Singh, Kiran Sood
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Generalized Life Insurance: Ruin Probabilities

Scandinavian Actuarial Journal, 2003
We study ruin probabilities for generalized life insurance programs. These programs include among others whole life and long term care contracts. Clearly, in such programs the claims in successive years are dependent, hence the structure of our problem is different from that of ruin probabilities in general insurance where claims over time are ...
B. Levikson, S. Haberman, Esther Frostig
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No Insurance, Public Insurance, and Private Insurance: Do These Options Contribute to Differences in General Health?

Journal of Health Care for the Poor and Underserved, 1995
This paper examines the validity of two of the basic assumptions made about health care insurance and health, namely that having any insurance is associated with better health and, in particular, that having public, welfare-based insurance has better health consequences for the poor than does having no insurance.
Ann Barry Flood, Beth Hahn
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Profit and Solvency in General Insurance

1990
It is possible to compute the profit gained by an insurer on an individual policy. This is sometimes referred to as the ‘technical profit’ and consists of the excess of premiums collected over claim amounts paid and any expenses specific to that policy.
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Lloyds TSB General Insurance

ACM SIGGRAPH ASIA 2008 computer animation festival, 2008
Lloyds TSB and Studio aka have been making a splash with the new 40-second spot for General Insurance. Forced from their home by terrible flooding, a family find refuge aboard the famous Lloyds train. We follow them on their journey past the swamped fields and swimming cows before they are submerged into the stunning underwater scene created by Marc ...
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Statistical Methods in General Insurance

1986
The purpose of the paper is to describe statistical methodology which is suitable for inclusion either in the professional syllabus for actuaries or in university courses for actuaries.
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