Results 61 to 70 of about 416,017 (292)

Group Lending Model under Sequential Moves

open access: yesInternational Journal of Economics and Finance, 2012
We build a simple dynamic model to investigate the sequential group lending's ability to resolve the ex-ante moral hazard and under-monitoring problems among group members in comparison with simultaneous group lending. We found that the interest rates proposed by the lender are critical to the analytical results.
Mahito Okura, Wei Zhang
openaire   +2 more sources

PM10 Impairs CD56dim NK Cell Cytotoxicity via FNBP1 Suppression to Exacerbate Rheumatoid Arthritis: Insights from Multimodal Multi‐Omics

open access: yesAdvanced Science, EarlyView.
This study, through multi‐omics approaches and animal models, revealed that air pollutant PM10 exacerbates the progression of rheumatoid arthritis (RA) by suppressing FNBP1 expression and impairing the cytotoxic function of CD56dim NK cells. The “PM10–FNBP1–NK cells” axis provided novel insights into the environmental pathogenesis of RA and suggested ...
Runhan Zhao   +11 more
wiley   +1 more source

KUMPULAN DASA WISMA DAN SETU LEGI SEBAGAI MODAL SOSIAL DI DUSUN BRAJAN

open access: yesJurnal Berdaya Mandiri, 2020
The success of village development planning accompanied by community empowerment will improve the economy of the community in the region, which in turn can reduce economic inequality.
Tri Siwi Nugrahani, M Sulkhanul Umam
doaj   +1 more source

Group-lending: Sequential financing, lender monitoring and joint liability [PDF]

open access: yes
We develop a simple model of group-lendingbased on peer monitoring and moral hazard. We find that, in the absence of sequential financing or lender monitoring, group-lending schemes may involve under-monitoring with the borrowers investing in undesirable
Prabal Roy Chowdhury
core  

The Role of Ionic Liquids at the Biological Interfaces in Bioelectronics

open access: yesAdvanced Science, EarlyView.
Ionic liquids (ILs) are highlighted as key artificial ionic materials that bridge biological ion‐based signaling and electronic devices. By understanding their composition, structure, function relationships, and mechanisms, ILs can advance from high performance electrolyte to core materials enabling integrated, multifunctional bioelectronics for ...
Yeong‐sinn Ye   +5 more
wiley   +1 more source

Informal Finance and Its Regulation: A Comparison of South Africa and Zambia

open access: yesAdministrative Sciences
Unregulated or weakly regulated financial institutions remain important providers of financial services across Sub-Saharan Africa. This study examines how such institutions operate in South Africa and Zambia, which represent contrasting regulatory ...
Mongi Tshaka   +2 more
doaj   +1 more source

Moral Hazard and Peer Monitoring in a Laboratory Microfinance Experiment [PDF]

open access: yes
Most problems with formal sector credit lending to the poor in developing countries can be attributed to the lack of information and inadequate collateral. One common feature of successful credit mechanisms is group-lending, where the loan is advanced to
Lata Gangadharan   +2 more
core  

Rapid Remodeling of the Human Gut Microbiome in Response to Short‐Term Animal Product Restriction and Associations with Host Molecular Phenotypes

open access: yesAdvanced Science, EarlyView.
A real‐world model of structured animal product restriction practiced for religious reasons reveals the dynamic adaptability of the human gut microbiome to dietary change and uncovers reductions in diversity and rare taxa loss. Integrated microbiome, metabolomic, and proteomic analyses uncover coordinated taxonomic and molecular shifts and identify ...
Christina Emmanouil   +7 more
wiley   +1 more source

Group Versus Individual Liability: A Field Experiment in the Philippines [PDF]

open access: yes
This working paper by CGD non-resident fellow Dean Karlan explores whether group liability in lending practices improves lender's overall profitability and the poor's access to financial markets.
Dean Karlan, Xavier Giné
core   +4 more sources

Theory of Microcrediting in Transitional Economies

open access: yesJournal of Information and Organizational Sciences, 2009
In the early 1970s, Bangladeshi banker and economist Dr. Muhammad Yunus designed microcrediting – a socially sensitive and rightful system of fighting poverty and high unemployment rates.
Nikola Kadoić, Matija Kopić
doaj  

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