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Changing Health Insurance Trends
New England Journal of Medicine, 2002With health care expenditures growing far more rapidly than the economy, employers and the health insurers whose plans employers purchase are implementing new ways to reconcile the strong demand for medical services with the means to pay for them. The changes fall short of a grand strategy, but they do underscore the emergence of a set of beliefs that ...
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Making health insurers insure.
Texas medicine, 2016A section of the Patient Protection and Affordable Care Act requires health plans to maintain a minimum "medical loss ratio," or MLR, of between 80 percent and 85 percent. If they don't, they could be ordered to refund some premium dollars to their beneficiaries.
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