Results 161 to 170 of about 161,871 (263)

From gateway to value ladder—The curious case of online mutual aid in China

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract This study examines how InsurTech‐enabled information provision, specifically the disclosure of claimant information previously unavailable in conventional insurance, influences individuals' insurance uptake. We leverage Mutual Aid (MA) platforms as a natural context to examine how socially framed loss information, peer influence, and salience
Ze Chen   +3 more
wiley   +1 more source

Uninformative news, limited attention and institutional investors

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract Using the universe of transaction‐level data in the U.S. corporate bond market around uninformative downgrades, we find an abnormal increase in trading volume, abnormal bond returns, and a subsequent reversal. On the contrary, we do not find a reversal for abnormal bond returns associated with informative rating actions.
Maria Efthymiou   +2 more
wiley   +1 more source

From Discretion to Calculation: How Analog Automation Shaped Digitalization of Finnish Social Assistance

open access: yesPublic Administration, EarlyView.
ABSTRACT Automation in public administration is often seen as a recent, purely digital phenomenon that transforms decision‐making and governance. This article challenges that view by elucidating a historical continuum in the automation of administrative decision‐making.
Aleksander Heikkinen   +2 more
wiley   +1 more source

Biased by Design? Case Managers' Multidimensional Preferences Toward the Design of Algorithmic Decision Support Systems

open access: yesPublic Administration Review, EarlyView.
ABSTRACT This study examines whether street‐level bureaucrats' preferences toward algorithmic decision support (ADS) induce a unilateral shift of technology‐related risks onto clients of the public employment service. Expanding on public value theory and research on moral agency in public service work, we argue that case managers' choices of ADS ...
Martin Dietz   +3 more
wiley   +1 more source

Estimating the costs of crime in New Zealand in 2003/04 [PDF]

open access: yes
We estimate that the total costs of crime in New Zealand in 2003/04 amounted to $9.1 billion. Of this, the private sector incurred $7 billion in costs and the public sector $2.1 billion.
Andrew Thompson, Tim Roper
core  

When Business Breaks the Rules: The Value of a Criminology‐Informed “Organizational” Perspective for the Regulation of White‐Collar and Corporate Crimes

open access: yesRegulation &Governance, EarlyView.
ABSTRACT This article argues that if the aspiration is to enhance regulatory and governance responses to white‐collar and corporate crimes, consideration of the organization of these offending behaviors must be central to the scholarly, practice, and policy discussion.
Nicholas Lord, Michael Levi
wiley   +1 more source

Representation, medical examination, and the effectiveness of underwriting: Evidence from a life and health insurance company

open access: yesRisk Management and Insurance Review, EarlyView.
Abstract This study examines whether underwriting methods—representation, medical examination, extra premiums, and coverage—effectively mitigate adverse selection using data from an insurance company. Regarding representation, we focus on statements disclosing pre‐existing medical conditions.
Chia‐Ling Ho   +3 more
wiley   +1 more source

The perils of identity fraud [PDF]

open access: yes
Among the fastest growing crimes in the country, identity fraud involves the acquisition of credit in someone else's name. What can you do to protect yourself?
Julia T. Stewart
core  

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