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The Hidden Costs of Hidden Debt [PDF]
We report evidence that salience may have economically significant effects on homeowners' borrowing behavior, through a bias in favour of less salient but more costly loans. Survey evidence corroborates the existence of such a bias. We outline a simple model in which some consumers are biased and show that under plausible assumptions this affects ...
Almenberg, Johan, Karapetyan, Artashes
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VISIBLE COSTS AND HIDDEN COSTS IN THE BAKING INDUSTRY [PDF]
Hidden costs are present in the activity of any company, hardly identified in the traditional administrative accounting. The high levels of the hidden costs and their unknown presence have serious consequences on the decisions made by the managers.
Criveanu Maria, Ţaicu Marian
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Mild diseases and moderate stressors are seemingly harmless and are therefore often assumed to have negligible impact on Darwinian fitness. Here we argue that the effects of “benign” parasites and other moderate stressors may have a greater impact on ...
Dennis Hasselquist, Michael Tobler
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Costs of Quality: Exploratory Analysis of Hidden Elements and Prioritization using Analytic Hierarchy Process [PDF]
Cost of Quality analysis is emerged as an effective tool for the industrial managers for pinpointing the deficiencies in the system as well as for identifying the improvement areas by highlighting the cost reduction opportunities. However , this analysis
Sailaja A, P. C. Basak, Viswanadhan K G
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The cold chain is the succession of links such as pre-cooling, refrigeration, freezing, and refrigerated transport. The physical variables of the heat transfer process are temperature control, relative humidity, dew point, and cooling surface. This paper
Víctor Hugo Cely-Niño +2 more
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IMPACT OF LONG WORKING HOURS ON WOMEN’S SOCIOECONOMIC EMPOWERMENT
Due to continuous and rapid technological, cultural, and economic changes in the banking sector in specific, the need of working for long hours has increased dramatically among bankers especially after the economic crisis of 2008, which put bankers ...
Sajida El Othman
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The Hidden Costs of Teacher Turnover
High teacher turnover imposes numerous burdens on the schools and districts from which teachers depart. Some of these burdens are explicit and take the form of recruiting, hiring, and training costs. Others are more hidden and take the form of changes to
Lucy C. Sorensen, Helen F. Ladd
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Analysis of the hidden costs of public higher education
The objective was to analyze the hidden costs of public higher education in the province of Chimborazo - Ecuador. The scope of the investigative work was descriptive-transversal.
Jonathan Javier Guamán-Paredes +2 more
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Evaluation of Hidden Cost Risk of Prefabricated Construction Based on SEM-MEECM
Prefabricated construction offers numerous advantages, such as high efficiency and energy efficiency. However, its promotion is impeded by the significant associated costs.
Jiehui Zhang +3 more
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Exergoeconomic analysis of an industrial beverage mixer system
Exergoeconomic analysis is a tool used to identify hidden costs associated with a machine or a system that cannot be identified using typical cost management techniques applied in the industry.
Chukwuemeka J. Okereke +2 more
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