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Consumer lending efficiency: commercial banks versus a fintech lender
Financial Innovation, 2022 Fintechs are believed to help expand credit access to underserved consumers without taking on additional risk. We compare the performance efficiency of LendingClub’s unsecured personal loans with similar loans originated by banks.
Joseph P. Hughes +2 more
doaj +1 more source
Risk management for whales [PDF]
, 2016 We propose framework for modeling portfolio risk which integrates market risk with liquidation costs which may arise in stress scenarios. Our model provides a systematic method for computing liquidation-adjusted risk measures for a portfolio. Calculation
Wagalath, Lakshithe +3 more
core +2 more sources
A novel approach to perioperative risk assessment for patients with pulmonary hypertension
ERJ Open Research, 2021 Rationale Pulmonary hypertension (PH) is associated with significant perioperative morbidity and mortality. We hypothesised that pulmonary arterial hypertension (PAH) composite risk assessment scores could estimate perioperative risk for PH patients when
Hussein J. Hassan +9 more
doaj +1 more source
The Attitudes of Iranian Professional Auditors toward the Audit Risk with Approach to public sector [PDF]
حسابداری دولتی, 2015 Audit risk is the inability of an auditor in discovering errors or intentional miscalculations (i.e. fraud) while reviewing a company's or individual's financial statements.
Taher Davari, Mohammad Nazaripour
doaj
Journal of Economics, Business & Accountancy Ventura, 2017 The latest Bank Indonesia Regulation No.14/18/PBI/2012 requires bank to have minimum capital of 8%-14% depends on the risk profile of each bank. Therefore, the main objective of this research is to assess whether the total of inherent risk profile of ...
Susi Retna Cahyaningtyas +2 more
doaj +1 more source
System Modelling and Safety Risk Assessment for Region-Wide CCUS Systems
Chemical Engineering Transactions, 2022 Carbon capture, utilization, and sequestration (CCUS) is an important option for meeting national carbon neutrality targets. However, the application of CCUS on an industrial scale and the extension of supply chain networks inevitably increase the ...
Fang Wang +5 more
doaj +1 more source
THE RISKS IN THE AUDIT ACTIVITY [PDF]
Annals of the University of Petrosani: Economics, 2011 Following the bankruptcy of large firms (Enron, Parmalat, WorldCom) due to incompetence and failure of procedures is necessary to improve the audit work, paying special attention to risk management and taking into account the recommendations of the ...
MARIA MORARU, FRANCA DUMITRU
doaj
Research on a Model for an Empirical Analysis of Inherent Defect Insurance Based on Ruin Theory
Discrete Dynamics in Nature and Society, 2023 The system of inherent defect insurance is an important measure to serve the real economy through financial means and improve the quality of construction projects, which is the future development direction of China’s construction industry.
Xikang Yan +7 more
doaj +1 more source
Pediatric Blood &Cancer, EarlyView.ABSTRACT Background Loneliness is associated with adverse physical and mental health outcomes and remains understudied in children and adolescents undergoing cancer therapy. Pediatric oncology patients may be at increased risk due to medical isolation and disruption of social networks.
Charlotte N. Stahlfeld +5 more
wiley +1 more source
Inherent risk and indicative factors: Senior auditors’ perceptions
, 1998 This paper examines the perceptions of senior auditors in large firms in Sydney, Kuala Lumpur and Auckland concerning the nature and assessment of the inherent risk in risk based auditing.
Wade, Margo +3 more
core +1 more source