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To Insure or Not to Insure?: An Insurance Puzzle [PDF]
The Geneva Papers on Risk and Insurance Theory, 2003 The selection of a deductible level in insurance is governed by the willingness to limit the risk borne by risk-averse agents at an acceptable cost, given the deadweight insurance loading. We examine the demand for insurance in a simple lifecycle model with a liquidity constraint and no serial correlation in the insurable risk.
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The Role of Insurability and Insurance [PDF]
The Geneva Papers on Risk and Insurance - Issues and Practice, 2003 This is one of the key questions studied in the INTEREST project, which is presented in one of the contributions to this edition of The Geneva Papers. 1 The concept of the "insurability of risks" can be defined as the "natural borderline" between the market economy and nation states: risks that can be insured need not be legislated; uninsurable risks ...
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The ACA's Impact On Racial And Ethnic Disparities In Health Insurance Coverage And Access To Care.
Health Affairs, 2020Large disparities in health insurance coverage and access to health services have long persisted in the US health care system. We considered how the insurance coverage expansions of the Affordable Care Act have affected disparities related to race and ...
T. Buchmueller, Helen Levy
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Journal of the American Medical Association (JAMA), 2000
The effects of drug dependence on social systems has helped shape the generally held view that drug dependence is primarily a social problem, not a health problem. In turn, medical approaches to prevention and treatment are lacking.
T. McLellan +3 more
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The effects of drug dependence on social systems has helped shape the generally held view that drug dependence is primarily a social problem, not a health problem. In turn, medical approaches to prevention and treatment are lacking.
T. McLellan +3 more
semanticscholar +1 more source
Journal of policy analysis and management, 2017
The U.S. population receives suboptimal levels of preventive care and has a high prevalence of risky health behaviors. One goal of the Affordable Care Act (ACA) was to increase preventive care and improve health behaviors by expanding access to health ...
K. Simon, Aparna Soni, J. Cawley
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The U.S. population receives suboptimal levels of preventive care and has a high prevalence of risky health behaviors. One goal of the Affordable Care Act (ACA) was to increase preventive care and improve health behaviors by expanding access to health ...
K. Simon, Aparna Soni, J. Cawley
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Actuarial Models for Disability Insurance
, 2018Preface Introduction: A History of Multiple State Models and the Actuarial Contribution to Disability Insurance Multiple State Models for Life and Other Contingencies: The Time-Continuous Approach Multiple State Models for Life and Other Contingencies ...
S. Haberman, E. Pitacco
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How Does COVID-19 Affect China’s Insurance Market?
, 2020The insurance market has been greatly impacted by the outbreak of the COVID-19 pandemic. We employ monthly provincial panel data and fixed-effects models to study how COVID-19 has impacted China’s insurance market.
Yating Wang +3 more
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Does engagement in corporate social responsibility provide strategic insurance-like effects?
, 2017Research summary: This study examines whether the stock and bond prices of firms engaging in corporate social responsibility (CSR) can benefit from insurance-like effects during occurrences of negative events.
Yung-Ming Shiu, Shou-Lin Yang
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A Theory of Rational Demand for Index Insurance
, 2016Rational demand for index insurance products is shown to be fundamentally different to that for indemnity insurance products due to the presence of basis risk.
D. Clarke
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Choice of insurer for basic health insurance restricted by supplementary insurance
The European Journal of Health Economics, 2013Choice of insurer is an essential precondition for efficiency in healthcare systems based on regulated competition. However, supplementary insurance (SI) may restrict choice of insurer for basic health insurance (BI) due to a joint purchase of BI and SI. Roos and Schut (Eur J Health Econ 13(1):51-62, 2012) found that the belief in not being accepted by
Wynand P.M.M. van de Ven +1 more
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