Results 31 to 40 of about 2,437,642 (368)
Decrease of capital guarantees in life insurance products: can reinsurance stop it? [PDF]
We analyze the potential of reinsurance for reversing the current trend of decreasing capital guarantees in life insurance products. Providing an insurer with an opportunity to shift part of the financial risk to a reinsurer, we solve the insurer's dynamic investment-reinsurance optimization problem under simultaneous Value-at-Risk and no-short-selling
arxiv +1 more source
Insuring non-verifiable losses [PDF]
Insurance contracts are often complex and difficult to verify outside the insurance relation. We show that standard one-period insurance policies with an upper limit and a deductible are the optimal incentive-compatible contracts in a competitive market ...
Doherty, Neil A.+2 more
core +1 more source
Empirical Examination of the Implementation of Electronic Payment Systems in Service Delivery of insurance companies in Nigeria [PDF]
This study investigates the implementation of electronic payment syms in the service delivery of insurance companies operating in Nigeria. A cross-sectional survey design employed. A simple random technique and structured questionnaire were both employed.
Samson Ifejionu Nwankwo+1 more
doaj +1 more source
Health Insurance Exchanges: Legal Issues [PDF]
Health insurance exchanges (HIE) are entities that organize the market for health insurance by connecting small businesses and individuals into larger pools that spread the risk for insurance companies, while facilitating the availability, choice and ...
Blumstein+19 more
core +3 more sources
Integration of Unemployment Insurance with Retirement Insurance [PDF]
This paper analyzes a social insurance system that integrates unemployment insurance with a pension program through an individual account, allowing workers to borrow against their future wage income to finance consumption during an unemployment episode and thus improving their search incentives while reducing risks.
Yun, Jungyoll, Stiglitz, Joseph E.
openaire +2 more sources
Selling Formal Insurance to the Informally Insured [PDF]
Unpredictable rainfall is an important risk for agricultural activity, and farmers in developing countries often receive incomplete insurance from informal risk-sharing networks. We study the demand for, and effects of, offering formal index-based rainfall insurance through a randomized experiment in an environment where the informal risk sharing ...
Ahmed Mushfiq Mobarak+3 more
openaire +4 more sources
Background The knowledge is scarce about sickness absence (SA) and disability pension (DP) among pedestrians injured in a traffic-related accident, including falls. Thus, the aim was to explore the frequencies of types of accidents and injuries and their
Linnea Kjeldgård+4 more
doaj +1 more source
Crop insurance: Risks and models of insurance [PDF]
The issue of crop protection is very important because of a variety of risks that could cause difficult consequences. One type of risk protection is insurance. The author in the paper states various models of insurance in some EU countries and the systems of subsidizing of insurance premiums by state.
Vladimir, Čolović+1 more
openaire +4 more sources