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Trust and Insurance Contracts [PDF]
SSRN Electronic Journal, 2020 Abstract We assemble homeowner insurance claims from 28 independently operated country subsidiaries of a multinational insurance firm. We propose a new insurance model, in which consumers can make invalid claims and firms can deny valid claims, as is common in the data.
Gennaioli, Nicola +3 more
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Insurance law and incomplete contracts [PDF]
The RAND Journal of Economics, 2020 AbstractWe analyze how insurance law can mitigate moral hazard by allowing insurers to reduce or cancel coverage in some circumstances. We consider an incomplete contract setting in which the insurer may obtain information related to the policyholder's behavior through a costly audit of the circumstances of the loss.
Bourgeon, Jean-Marc, Picard, Pierre
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Exclusive Contract in Health Insurance [PDF]
SSRN Electronic Journal, 2010 Competition between insurance companies for employees of a firm often increases the prices and reduces the availability of high-quality health plans offered to employees. An insurance company can reduce competition by signing an exclusive contract, which guarantees that the company is the only insurance provider.
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Robust and Pareto optimality of insurance contracts [PDF]
European Journal of Operational Research, 2017 zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Alexandru V. Asimit +4 more
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Contract Design in Insurance Groups. [PDF]
, 2009 In many rural settings, informal mutual support networks have evolved into semiformal insurance groups, such as funeral societies. Using detailed panel data for six villages in Ethiopia, we can distinguish two types of contracts, in terms of whether payments are only made at the time of death or savings are accumulated by the group based on premiums ...
Stefan Dercon, Tessa Bold
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Finding Pareto Optimal Insurance Contracts [PDF]
The Geneva Papers on Risk and Insurance Theory, 2001 This paper deals with on-line computation—or step-wise learning—of Pareto optimal insurance contracts. Our approach tolerates that the loss distribution might be unknown, intractable, or not well specified. Thus we accommodate fairly inexperienced parties.
Ermoliev, Y.M., Flam, S.D.
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The optimization of insurance contracts on the viatical market
Operations Research and Decisions, 2020 We focus on ensuring the financial requirements of a person that has life insurance and needs money because of suffering from a terminal illness that requires costly diagnosis and treatment. On the secondary market of life insurance (the viatical market), companies offer purchase of rights to benefits after the death of the insured.
Joanna Dębicka, Stanisław Heilpern
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INSURANCE CONTRACT AFTER PAYMENT OF INSURANCE
, 2023 Any commercial organization offers several types of goods and services or profit from the production or sale of works operates in Therefore, general economic activity- accounting of goods, work or services income from the sale of mats and this product, work or service mats work release for gone of expenses account practice to increase understood. It is
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Life Insurance: Regulation as Contract Enforcement [PDF]
, 2004 Debating the minutiae of insurance regulation without a clear understanding of why insurance companies are regulated is futile. In this non-technical essay I discuss the economic rationale for insurance business regulation. I conclude that the appropriate role of the regulator in this industry is to enforce contracts which would otherwise be broken ...
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SUBROGATION IN INSURANCE CONTRACT
Knowledge International Journal, 2018 Subrogation is a legal right characteristically reserved by property insurers. Subrogation occurs in property insurance and in some particular cases of liability insurance. The doctrine of subrogation operates to ensure protection of certain specific principles relevant to the property insurance including the principle of indemnification whereby the ...
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