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Organizational Form and Insurance Company Performance: Stocks versus Mutuals [PDF]

open access: yes
One unusual feature of the U.S. property-casualty insurance industry is the coexistence of stock and mutual companies. This paper explores the performance of these forms in the industry through a dynamic assessment of how mutual and stock insurance ...
Patricia Born   +3 more
core  

SPDAs and GICs: like money in the bank? [PDF]

open access: yes
We argue that changes in the life insurance industry have created a nontrivial moral hazard. We document the industry's shift from sales of life insurance to sales of mainly rate-of-return oriented investments like single premium deferred annuities ...
Neil Wallace, Richard M. Todd
core   +1 more source

Particularity of Selling Insurance for Romanian Insurance Companies [PDF]

open access: yes
It is already known that marketing has a very important role for the success of each type business. Insurance sector is an industry with continuously modification towards insured risks, exclusions and quotations. The competition in the Romanian insurance
Gavriletea Marius
core  

Life Insurance Firms in the Retirement Market: Is the News All Bad? [PDF]

open access: yes
The role of the insurance industry in the retirement assets market is examined. The popular image of the industry as one in decline is scrutinized by drawing upon various governmental and industry data sources. Our examination begins with the traditional
Anthony M. Santomero, Paul Hoffman
core  

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