Results 41 to 50 of about 4,220,264 (384)
The Liability Insurance Market [PDF]
Journal of Economic Perspectives, 1991 This paper offers an overview of the U.S. liability insurance market and the link between its performance and developments in tort law. Over the last few decades, the dominant feature of the insurance market has been the insurance cycle: intermittent periods of rapidly rising premiums and cutbacks on the availability of coverage.
openaire +3 more sources
Harmful competition in the insurance markets [PDF]
, 2009 There is a general presumption that competition is a good thing. In this paper we show that competition in the insurance markets can be bad and that adverse selection is in general worse under competition than under monopoly. The reason is that monopoly can exploit its market power to relax incentive constraints by cross-subsidization between di erent ...
DE FEO, GIUSEPPE, Hindriks J.
openaire +4 more sources
Social Insurance with Competitive Insurance Markets and Risk Misperception [PDF]
SSRN Electronic Journal, 2016 This paper considers an economy where individuals differ in productivity and in risk. Rochet (1991) has shown that when private insurance markets offer full coverage at fair rates, social insurance is desirable if and only if risk and productivity are negatively correlated.
Cremer, Helmuth, Roeder, Kerstin
openaire +7 more sources
Health Insurance Exchanges: Legal Issues [PDF]
, 2009 Health insurance exchanges (HIE) are entities that organize the market for health insurance by connecting small businesses and individuals into larger pools that spread the risk for insurance companies, while facilitating the availability, choice and ...
Blumstein +19 more
core +3 more sources
Multidimensional Screening in a Monopolistic Insurance Market [PDF]
The Geneva Risk and Insurance Review, 2011 Support from the Government of Catalonia project 2005SGR00836 and the Barcelona GSE Research Network, as well as from the Ministerio de Educación y Ciencia, project ECO2009-07616 and CONSOLIDER-INGENIO 2010(CSD2006-0016) We consider a population of individuals who differ in two dimensions, their risk type (expected loss) and their risk aversion, and ...
Pau Olivella, Fred Schroyen
openaire +11 more sources
ANALYSIS OF INSURANCE DEVELOPMENT TRENDS IN EUROPEAN COUNTRIES
Humanities and Social Sciences, 2018 The article analyses the state of development and growth dynamics of insurance markets in selected European countries through applying four statistical indicators: share of insurance premium in the global insurance market premium, share of insurance ...
Ryszard PUKAŁA, Nataliya VNUKOVA
doaj +1 more source
German insurance industry: market overview and trends [PDF]
, 2005 This article presents an overview of the contemporary German insurance market, its structure, players, and development trends. First, brief information about the history of the insurance industry in Germany is provided. Second, the contemporary market is
Maurer, Raimond, Somova, Barbara
core
Unemployment insurance and market structure [PDF]
Journal of Public Economics, 1993 Abstract This paper examines the impact of unemployment insurance (UI) on employment and unemployment in an industry in which the prices can vary due to some market power. Some non-conventional results are obtained. It is shown that, if there is free entry and exit, average industrial employment may be a decreasing function of the experience rating ...
openaire +4 more sources
Brokering in Electronic Insurance Markets [PDF]
, 2007 Almost all insurers now have a web site providing information on the company, its products and contact details, but the scope of insurance activities potentially affected by e-commerce is much broader than that, giving rise to a host of interesting issues. Also, customers buying over the Internet look for added value.
Luís Nogueira, Eugénio Oliveira
openaire +3 more sources
Photonic Nanomaterials for Wearable Health Solutions
Advanced Materials, EarlyView.This review discusses the fundamentals and applications of photonic nanomaterials in wearable health technologies. It covers light‐matter interactions, synthesis, and functionalization strategies, device assembly, and sensing capabilities. Applications include skin patches and contact lenses for diagnostics and therapy. Future perspectives emphasize AI‐
Taewoong Park +3 more
wiley +1 more source