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Equitable insurance premium schemes [PDF]
Social Choice and Welfare, 2002 zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Marc Fleurbaey, Walter Bossert
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Machine Learning on Insurance Premium Prediction
Proceedings of the 2023 9th International Conference on Computer Technology Applications, 2023The insurance field is going through a phase of great transformation due to the growth of new technologies and techniques that are causing a change in the way data is handled and analyzed. The main perpetrator of this phenomenon is the introduction of Machine Learning (ML) in financial decision-making due to their efficiency and productivity.
Rodrigo M. Jesus +2 more
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Additive Insurance Premiums: A Note
The Journal of Finance, 1982IF A COMPETITIVE MARKET is in equilibrium, values must be additive in the sense that the value of a basket of goods must be equal to the sum of the values of the commodities it contains. Similarly, the value of a portfolio of securities must be equal to the sum of the values of the constituent securities. Applied to insurance, this principle means that
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Risk Theory and Insurance Premiums
Blätter der DGVFM, 1985The author's starting point is the observation first made by Adam Smith, that an insurance company must earn the same expected return on its capital, as it would if the capital was ''employed in common trade''. He points out that the actuarial risk theory is unable to deal with the problem of computing insurance premium, since this theory considers the
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Premiums in a competitive insurance market
Journal of Banking & Finance, 1983From the assumption that the reinsurance market is complete, simple expressions for the competitive equilibrium are derived. It is argued that the equilibrium premiums in reinsurance, in the long run will determine premiums also in direct insurance. Some support for this argument is derived from a study of insurance against earthquake damage. The paper
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International Journal of Monetary Economics and Finance, 2019
By employing a non-linear autoregressive distributed lag (NARDL) model, this study investigates the effect of monetary policy uncertainty on insurance premium in Japan. Asides the confirmation of a long-run relationship between monetary policy uncertainty, insurance premium and real income, we also find that a positive relationship exists between ...
Balcilar, Mehmet +2 more
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By employing a non-linear autoregressive distributed lag (NARDL) model, this study investigates the effect of monetary policy uncertainty on insurance premium in Japan. Asides the confirmation of a long-run relationship between monetary policy uncertainty, insurance premium and real income, we also find that a positive relationship exists between ...
Balcilar, Mehmet +2 more
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JAMA, 1984
Elevated blood pressure substantially increases mortality and requires, therefore, high premium payments for life insurance coverage. Most life insurance companies are willing to reduce the cost of yearly premiums when blood pressure is successfully treated and controlled for several years.
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Elevated blood pressure substantially increases mortality and requires, therefore, high premium payments for life insurance coverage. Most life insurance companies are willing to reduce the cost of yearly premiums when blood pressure is successfully treated and controlled for several years.
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UNPREDICTABLE INSURANCE PREMIUMS
The Bottom Line, 1990“See saw, Marjorie Daw….,” the old nursery rhyme phrase, recalls the general liability crisis of the mid‐1980s in the commercial insurance field. History will repeat itself, and administrators may well have cause to relive those days of high price and limited availability.
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Risk measures and insurance premium principles
Insurance: Mathematics and Economics, 2001zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Landsman, Zinoviy, Sherris, Michael
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The Consequences of the Growth of Health Insurance Premiums
American Economic Review, 2005In the United States, two-thirds of the nonelderly population is covered by employerprovided health insurance (EHI). According to a Kaiser Family Foundation national survey (2003), the cost of EHI has increased by over 59 percent since 2000 with no accompanying increase in the scale or scope of benefits. These increases in health insurance premiums may
Katherine Baicker, Amitabh Chandra
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