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Insurance Premium Reductions

JAMA, 1984
Elevated blood pressure substantially increases mortality and requires, therefore, high premium payments for life insurance coverage. Most life insurance companies are willing to reduce the cost of yearly premiums when blood pressure is successfully treated and controlled for several years.
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UNPREDICTABLE INSURANCE PREMIUMS

The Bottom Line, 1990
“See saw, Marjorie Daw….,” the old nursery rhyme phrase, recalls the general liability crisis of the mid‐1980s in the commercial insurance field. History will repeat itself, and administrators may well have cause to relive those days of high price and limited availability.
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Risk Theory and Insurance Premiums

Blätter der DGVFM, 1985
The author's starting point is the observation first made by Adam Smith, that an insurance company must earn the same expected return on its capital, as it would if the capital was ''employed in common trade''. He points out that the actuarial risk theory is unable to deal with the problem of computing insurance premium, since this theory considers the
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Additive Insurance Premiums: A Note

The Journal of Finance, 1982
IF A COMPETITIVE MARKET is in equilibrium, values must be additive in the sense that the value of a basket of goods must be equal to the sum of the values of the commodities it contains. Similarly, the value of a portfolio of securities must be equal to the sum of the values of the constituent securities. Applied to insurance, this principle means that
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Risk measures and insurance premium principles

Insurance: Mathematics and Economics, 2001
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Landsman, Zinoviy, Sherris, Michael
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Fair Pricing of Unemployment Insurance Premiums

The Journal of Business, 1985
The unemployment insurance (UI) system in the United States differs from a standard competitive insurance market in at least two ways. First, because workers and firms can influence the probability of an adverse event (unemployment), there is a moral hazard problem.
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Optimal insurance under Wang’s premium principle

Insurance: Mathematics and Economics, 1999
Abstract Wang et al. (1997) [Axiomatic characterization of insurance prices. Insurance: Mathematics & Economics 21(2), 173–183] propose axioms for pricing insurance that characterize the premium principle of Wang (1996) [Premium calculation by transforming the layer premium density. ASTIN Bulletin 26, 71–92].
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Premiums in a competitive insurance market

Journal of Banking & Finance, 1983
From the assumption that the reinsurance market is complete, simple expressions for the competitive equilibrium are derived. It is argued that the equilibrium premiums in reinsurance, in the long run will determine premiums also in direct insurance. Some support for this argument is derived from a study of insurance against earthquake damage. The paper
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Premium valuation in international insurance

Scandinavian Actuarial Journal, 1987
Abstract This article develops a premium valuation formula for international insurance and reinsurance contracts. Specifically, the expected utility equivalence framework is reformulated in a dynamic mode to account for the stochastic nature of exchange rates movements which allows for the joint factoring of insurance and exchange risk into the premium
Laurent L. Jacque, Charles S. Tapiero
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Premium Calculation in Insurance

1984
Opening session.- Invited address.- Invited lecture: Some major issues in economics and insurance developments.- Main lectures.- Risk convolution calculations.- Risk sharing, incentives and moral hazard.- State-dependent utility, the demand for insurance and the value of safety.- Separation of risk parameters.- Weighted Markov processes with an ...
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