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Insurance premium incentives are an essential active employment policy in the fight against unemployment. They are also relevant to achievingmany financial and social policy objectives.
Mehmet Bulut
doaj +1 more source
Farmers' Preferences for Gene Editing Crops and Influencing Factors
ABSTRACT Gene editing (GE) is gaining momentum worldwide, but limited data on UK farmers' preferences hinders our understanding of its potential impact amid deregulation debates. Based on a survey of 200 English arable farmers, we employ a Latent Class Analysis and Multinomial Logit regressions to investigate current preferences for GE crops.
Bertolozzi‐Caredio Daniele +1 more
wiley +1 more source
A Theory of Insurance Premiums [PDF]
1.1. The buyer of an insurance contract buys security, and the seller accepts a risk. The premium charged by the seller must give him adequate compensation for the risk bearing service he provides, and of course be acceptable to the buyer. It is useful to see an insurance contract as a contingent claim. The buyer pays a premium in advance, and will get
openaire +1 more source
Low Participation and Risk Reduction Potential of Supplemental Crop Insurance in the United States
ABSTRACT Federally subsidized crop insurance is a cornerstone of U.S. farm risk management, yet policies with the greatest share of participation only trigger indemnities after losses exceed 15%. Supplemental insurance was introduced to cover part of this deductible, but participation remains largely unchanged.
Francis Tsiboe +2 more
wiley +1 more source
Assessing Government Subsidies for Reducing Pesticide Use: A Meta‐Analysis
ABSTRACT In the efforts being made by governments to reduce pesticide use, subsidies are an important instrument to encourage farmers to adopt more sustainable practices. Yet, their effectiveness remains uncertain due to diverse designs and contexts.
Gaëlle Leduc +3 more
wiley +1 more source
ABSTRACT This study examines interval selection in the Pasture, Rangeland, and Forage Rainfall Index (PRF‐RI) program and evaluates how uniform premium subsidy rates affect optimal interval selections. Using South Dakota as a case study, we show a trend of increasing selection of nonproduction intervals from 2013 to 2024, raising concerns about program
Whoi Cho, Matthew Diersen
wiley +1 more source
Subsidies to employee health insurance premiums and the health insurance market [PDF]
One approach to covering the uninsured that is frequently advocated by policy-makers is subsidizing the employee portion of employer-provided health insurance premiums. But, since the vast majority of those offered employer-provided health insurance already take it up, such an approach is only appealing if there is a very high takeup elasticity among ...
Jonathan Gruber, Ebonya Washington
openaire +2 more sources
ABSTRACT European agriculture is increasingly exposed to economic instability driven by extreme weather events, market volatility, and geopolitical tensions. To manage these growing risks, farmers are encouraged to adopt innovative risk management strategies such as the Income Stabilization Tool (IST), which offers protection against severe income ...
Alice Stiletto +5 more
wiley +1 more source
Modeling and actuarial analysis of joint life insurance in the Iran insurance industry [PDF]
BACKGROUND AND OBJECTIVES: One of the strategies to increase the penetration rate in the country's insurance industry is to create diversity in life insurance products. In this context, one of the expanding life insurance products is joint life insurance,
Mitra Ghanbarzadeh
doaj +1 more source
Protection Motivation Theory and Farmers' Participation in Futures Markets: Evidence From Germany
ABSTRACT This study examines why German farmers show limited adoption of commodity futures contracts despite substantial price volatility, applying Protection Motivation Theory (PMT) to understand the cognitive processes driving participation decisions in futures markets. Survey data from 303 German farmers collected in 2024 were analyzed using Partial
Hendrik Wever +2 more
wiley +1 more source

