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Interchange fees in card payments [PDF]
Journal of Payments Strategy & Systems, 2011 The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. The Eurosystem’s public stance on interchange fees is neutral. However, the Eurosystem takes a keen interest in facilitating a
Börestam, Ann, Schmiedel, Heiko
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Interchange fees in various countries: developments and determinants [PDF]
Review of Network Economics, 2005 Interchange fees and related issues in credit and debit card markets have been the focus of considerable attention in recent years. The academic community has begun to address the economics of these markets.
Julian Wright, Stuart E. Weiner
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Payment Systems and Interchange Fees [PDF]
The Journal of Industrial Economics, 2002 In a typical bank credit card transaction, the merchant's bank pays an interchange fee, collectively determined by all participating banks, to the cardholder's bank.
Richard Schmalensee
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Debit card interchange fees generally lead to cash-promoting cross-subsidisation [PDF]
SSRN Electronic Journal, 2011 Cards and cash are competing payment instruments at point-of-sale. The twosided market platform theory, based on general benefit assumptions, supports the use of multilateral interchange fees for card payments as a means of promoting the use of cards ...
Leinonen, Harry
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Paying for payments: free payments and optimal interchange fees [PDF]
SSRN Electronic Journal, 2014 Do consumers and merchants use the most efficient payment instruments? I examine how inter- change fees, which are fees paid from merchants' banks to consumers' banks when card transactions take place, influence the choice between cash and payment cards.
Korsgaard, Søren
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The role of interchange fees in ATM networks [PDF]
International Journal of Industrial Organization, 2006 We develop a model to study the deployment of shared automated teller machines (ATMs) by banks when an interchange system compensates them for processing foreign withdrawals.
Isabelle Dubec, Jocelyn Donze
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The Economics of Interchange Fees and Their Regulation: An Overview [PDF]
SSRN Electronic Journal, 2005 This essay surveys the economic literature on interchange fees and the debate over whether interchange should be regulated and, if so, how. We consider, first, the operation of unitary payment systems, like American Express, in the context of the recent ...
Evans, David, Schmalensee, Richard
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Interchange fees : antitrust and regulatory perspectives : general discussion [PDF]
, 2005 Debit cards ; Credit ...
Chair, David A. Balto
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Interchange fees : antitrust and regulatory perspectives : panel remarks [PDF]
, 2005 Debit cards ; Credit ...
Chair, David A. Balto
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An empirical analysis of debit card interchange fee regulation: Evidence from Brazil
Latin American Journal of Central Banking, 2023 This paper presents an empirical analysis of the introduction, in October 2018, of maximum thresholds (“caps”) on debit card interchange fees for domestic payment cards in Brazil.
Daniel Tavares de Castro +2 more
doaj +1 more source