Results 201 to 210 of about 42,965 (255)

Digitally delivered, systemically challenged: A qualitative study of health system readiness for digital care. [PDF]

PLOS Digit Health
O'Connor L, Dunkel L, Weitz AC, Walkey A, Lindenauer PK, Soni A.   +5 more
europepmc   +1 more source

Attitudes Toward Common Data Models Among Chinese Biomedical Professionals: Cross-Sectional Survey.

JMIR Med Inform
Yu Y, Zheng Y, Zhang M, Xie J, You SC, Feng M, Zhan S, Sun F.   +7 more
europepmc   +1 more source

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Differentiated interchange fees

Economics Letters, 2012
Abstract Payment networks typically differentiate interchange fees across different merchant sectors. This paper shows that it is generally efficient for a regulator to leave the decision on the structure of interchange fees to payment networks.
Hans Zenger
openaire   +3 more sources

Interchange fee regulation and service investments

International Journal of Industrial Organization, 2019
Abstract This paper analyzes the impact of interchange fee regulation on the investment incentives of a payment card platform in the presence of full merchant internalization. We distinguish between investment in consumer and retailer services. We find that the optimally regulated interchange fee can be above the privately optimal one to induce the ...
Markus Reisinger, Hans Zenger
openaire   +1 more source

Interchange fees for bank ATM networks

Naval Research Logistics, 1998
Summary: Banks have found it advantageous to connect their Automated Teller Machines (ATMs) in networks so that customers of one bank may use the ATMs of any bank in the network. When this occurs, an interchange fee is paid by the customer's bank to the one that owns the ATM. These have been set by historic interbank negotiation. The paper investigates
Gow, S. H., Thomas, L. C.
openaire   +2 more sources

Regulating Interchange Fees in Payment Systems

SSRN Electronic Journal, 2001
This paper provides a simple model of ‘four party’ payment systems designed to consider recent moves to regulate interchange fees and other rules of credit card associations. In contrast to recent formal analyses emphasising the role of network effects in the decisions of customer and merchants to use credit cards, we provide a model without such ...
Joshua S. Gans, Stephen P. King
openaire   +1 more source

A Genuine Commercial Justification for Interchange Fees

SSRN Electronic Journal, 2018
Ronald Coase famously argued that “if an economist finds something – a business practice of one sort or other – that he does not understand, he looks for a monopoly explanation”. So it is with credit card interchange fees. Intellectual confusion has led to the phenomenon of interchange fees being misdiagnosed as being a monopoly problem leading to ...
Chris Berg, Sinclair Davidson, Jason Potts   +2 more
openaire   +1 more source

Interchange Fees and Innovation in Payment Systems

SSRN Electronic Journal, 2013
We analyze the impact of interchange fees on consumers’ and merchants’ incentives to adopt an innovative payment instrument, in a setting with adoption externalities between consumers and merchants. We show that consumer adoption decreases with the interchange fee for high degrees of externality, and varies non-monotonically with it for low degrees of ...
Bourreau, Marc, Verdier, Marianne
openaire   +2 more sources

Payment Card Interchange Fees and Price Discrimination

The Journal of Industrial Economics, 2014
We consider the implications of platform price discrimination in the context of card platforms. Despite the platform's ability to price discriminate, we show that it will set fees for card usage that are too low, resulting in excessive usage of cards. We show this bias remains even if card fees (or rewards) can be conditioned on each type of retailer ...
Rong Ding, Julian Wright
openaire   +1 more source