Results 11 to 20 of about 2,689,354 (287)
Raising Interest Rates for Improving Income
Journal of Central Banking Theory and Practice, 2023 Abstract This paper illustrates a case where an increase of the interest rates improves the economic activity and reduces income inequality. This theoretical exercise deals with a simple model of disequilibrium with accountant identities of budget constraints. In addition, and following previous models, the effect of the COVID-19
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Credit constraints in the market for consumer durables: evidence from micro data on car loans [PDF]
, 2008 We investigate the significance of borrowing constraints in the market for consumer loans. Using data from the Consumer Expenditure Survey on auto loan contracts we estimate the elasticities of loan demand with respect to interest rate and maturity.
Attanasio, O. +2 more
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Analysis of the impact from non-interest income to the operational efficiency of commercial banks in Vietnam [PDF]
Management Science Letters, 2020 The research analyses the impact of non-interest income on the performance of 26 Vietnamese commercial banks in the period of 2008 - 2017 by the Generalized Method of Moments (GMM) method.
Sang Nguyen Minh, Tam Tran Thi Thanh
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Folia Oeconomica Stetinensia, 2018 Dynamics in economic trend and banks’ creditors’ expectation have directed banks to search the innovative means of income generation. It is with this view that this study examines the relationship between the income diversification and financial ...
Olarewaju Odunayo Magret
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Pengaruh Tingkat Pendidikan dan Pendapatan terhadap Minat Menabung
Jurnal Pendidikan dan Kewirausahaan, 2023 Menabung memiliki peran yang sangat penting bagi masa depan karena menabung merupakan salah satu cara untuk mengelola keuangan. Menabung berarti menyisihkan uang yang kita miliki untuk disimpan.
Dian Apriani, Akhmad Faozan
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The impact of income diversification on the stability of listed Jordanian commercial banks during the COVID-19 pandemic [PDF]
Banks and Bank Systems, 2023 This study investigates the impact of the COVID-19 pandemic on the relationship between income diversification and bank stability among Jordanian commercial banks listed on the Amman Stock Exchange (ASE), using a panel Autoregressive Distributed-Lagged ...
Abdallah Khaled Al-Habashneh +2 more
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An Analysis of the Interest Elasticity of Financial Asset Holdings by Income [PDF]
, 2000 A Keynesian money demand model is used to examine the interest elasticity of financial asset holdings by income level. In this model, once an individual receives income, they first make transactions, and any leftover income goes for speculative purposes.
Amick, Brian, McGibany, James
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MODELS AND METHODS OF RISK MANAGEMENT IN MORTGAGE LENDING
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article considers different risks of mortgage lending. It describes the basic causes of risks, methods for their identification and evaluation; as well the article lists and analyzes the main methods of reducing the potential damage.
Anna V. Vorobeva
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IMPLICATIONS OF LOW INTEREST RATES ON BANK PROFITABILITY AND RISK-TAKING
Journal of Financial Management, Markets and Institutions, 2021 This paper investigates the effect of low interest rates on bank profitability and risk-taking. A comprehensive depiction of the current state of research was developed based on systematic literature review and qualitative content analysis.
MANUELA ENDER, CORINNA NEUHOFER
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The Vanishing Interest Income of Chinese Banks [PDF]
SSRN Electronic Journal, 2020 Abstract Chinese banks likely have more nonperforming loans (NPLs) than officially reported. Banks’ NPLs often deviate from Benford's law. As hidden NPLs earn no interest income, loan quality problems may erode the gross interest income of banks.
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