Lines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of Credit [PDF]
The author models the choice between credit cards and home equity lines of credit (HELOCs) within a framework where consumers hold lines of credit as instruments of consumption smoothing across state and time.
Shubhasis Dey
core
From tests to truth: A misclassification-aware machine learning framework for estimating brucellosis seroprevalence in wild canids. [PDF]
PLoS Negl Trop DisSarvestani N +7 more
europepmc +1 more source
Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data [PDF]
This paper utilizes a unique new dataset of credit card accounts to analyze how people respond to changes in credit supply. The data consist of a panel of thousands of individual credit card accounts from several different card issuers, with associated ...
Nicholas S. Souleles, David B. Gross
core
Redesigning the model for providing primary healthcare in Iran: a grounded theory study in rural settings. [PDF]
Prim Health Care Res DevFani F +7 more
europepmc +1 more source
Development and characterization of a multifunctional alginate-chitosan hydrogel incorporating nano-hydroxyapatite and <i>Thymus vulgaris</i> for wound dressing applications. [PDF]
Biomater BiosystKarimi K, Manafi S, Mirjalili F.
europepmc +1 more source
Linking Islamic credit card to peer to peer lending platform
, 2017 The expansion of the Islamic banking worldwide is one of the most noticeable financial events through the last three decades. In order to achieve the predicted success for it, Islamic banking needs to stay innovative to reach a higher market share of the
Maddah, Layali Faisal
core
Credit risk prediction model for listed companies based on improved reinforcement learning and Bayesian optimization hyperband. [PDF]
PLoS OneYuanqing C +4 more
europepmc +1 more source
Potential competitive effects on U.S. bank credit card lending from the proposed bifurcated application of Basel II [PDF]
This paper analyzes the potential competitive effects of the proposed bifurcated application of Basel II capital regulations in the United States on bank credit card lending activities.
Todd A. Vermilyea +2 more
core
Accurate prediction of green hydrogen production based on solid oxide electrolysis cell via soft computing algorithms. [PDF]
Sci RepHassan R, Kazemi MR.
europepmc +1 more source
Child sexual exploitation and abuse: considerations of cultural differences in policy and legislation. [PDF]
Front Public HealthYoung A +8 more
europepmc +1 more source