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An Exploratory Study of the Islamic Credit Card Users’ Satisfaction

The Journal of Muamalat and Islamic Finance Research, 2012
The Islamic financial system industry is growing tremendously in Malaysia an the existence of the system in parallel with the existing conventional financial system provide an alternative to Muslim consumer in adhering to religious rules and regulation.
Nuradli Ridzwan Shah Mohd Dali   +1 more
openaire   +2 more sources

An integrated adoption model for Islamic credit card: PLS-SEM based approach

Journal of Islamic Accounting and Business Research, 2018
PurposeOne challenge when launching new banking services is to overcome resistance to change so as to accelerate market acceptance. This is the case of Islamic credit card (ICC). In response, this study aims to develop a conceptual framework that combines the innovation diffusion theory (IDT) and the theory of reasoned action (TRA) with religious ...
Jamshidi, D. Anoushe, Hussin, Nazimah
openaire   +3 more sources

Assessing the Islamic Credit Card Users’ Satisfaction on Paying Zakat: Issues in Achieving

2021
Zakat’s payment is compulsory for all Muslims. The eligible payers are required to commit for a fixed portion of one’s wealth for distributing to the eight asnaf of Zakat. Even the collection of Zakat are increased annually, but the payers of Zakat that eligible to pay are still low. Hence, credit cards can be considered as an alternative for the users
Muhammad Zulfaris Mohd Salleh   +2 more
openaire   +2 more sources

Indonesian Islamic moral incentives in credit card debt repayment: a feature selection using various data mining

International Journal of Islamic and Middle Eastern Finance and Management, 2021
Purpose Despite the practice of credit card services by Islamic financial institutions (IFIs) is debatable, Islamic banks (IBs) have been offering this product. Both Muslim and non-Muslim customers have subscribed to the products. Thus, it is critical to analyse the strategy of IBs’ moral messages in reminding their Muslim and non-Muslim customers to ...
Rezzy Eko Caraka   +6 more
openaire   +2 more sources

Forecasting patronage factors of Islamic credit card as a new e-commerce banking service

Journal of Islamic Marketing, 2016
Purpose Understanding the important patronage factors of Islamic credit card as a new e-commerce banking service is essential for bankers and users. Although some previous studies have focused on the factors that influence adoption of Islamic credit card, there are few empirical research studies that use a well-established adoption model that helps ...
Jamshidi, D., Hussin, N.
openaire   +2 more sources

Islamic Credit Card Adoption Understanding: When Innovation Diffusion Theory Meets Satisfaction and Social Influence

Journal of Promotion Management, 2016
Understanding the main determinants of Islamic credit card (ICC) adoption is important for banks and users. Grounded in Innovation Diffusion Theory, Theory of Reasoned Action, satisfaction, and social influence concepts, this study purposes and empirically tests an integrated model to explore which factors influence acceptance and use of ICC.
Jamshidi, D., Hussin, N.
openaire   +2 more sources

Islamic Credit Card and its Value-Based Proposition: A Perspective from Maqasid Al-Shariah

International Journal of Research and Scientific Innovation
Islamic credit card (ICC) represents a significant innovation in Islamic finance, offering modern financial convenience while adhering to shariah principles. This paper examines the value-based proposition of ICC through the lens of maqasid al shariah, particularly the preservation of wealth, highlighting their contribution to justice, fairness, and ...
Mirzan Mohideen Bathusha   +1 more
openaire   +2 more sources

Investigating the Factors That Influence Acceptance of Islamic Credit Card as a New Banking Service

Nigerian Chapter of Arabian Journal of Business and Management Review, 2014
Islamic banking expansion in the world is known as one of the most influential financial incident during the last three decades. These Shariah based banking institutions are necessitated to remain innovative in order to achieve higher market share of spirited banking industry in the world.
Dariyoush Jamshidi   +3 more
openaire   +2 more sources

A Qualitative Study on the Determinants of Islamic Credit Card Ownership and Usage

2014
This qualitative study explores the factors influencing the ownership and usage of Islamic credit cards. Data were gathered based on semi-structured interviews that were conducted with seven lecturers of Business Management faculty of Universiti Teknologi MARA (UiTM).
Imani Mokhtar   +3 more
openaire   +2 more sources

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