Results 21 to 30 of about 75,127 (42)

Poverty and Migration in the Digital Age: Experimental Evidence on Mobile Banking in Bangladesh

open access: yesAmerican Economic Journal: Applied Economics, 2018
Rapid urbanization is reshaping economies and intensifying spatial inequalities. In Bangladesh, we experimentally introduced mobile banking to very poor rural households and family members who had migrated to the city, testing whether mobile technology ...
J. Lee   +4 more
semanticscholar   +1 more source

Mortgage Debt, Consumption, and Illiquid Housing Markets in the Great Recession

open access: yesThe American Economic Review, 2017
Using a quantitative heterogeneous agents macro-housing model and detailed microdata, this paper studies the drivers of the 2006–2011 housing bust, its spillovers to consumption and the credit market, and the ability of mortgage rate interventions to ...
Carlos Garriga, Aaron Hedlund
semanticscholar   +1 more source

The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia

open access: yes, 2015
O. Attanasio   +4 more
semanticscholar   +1 more source
Some of the next articles are maybe not open access.

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The Reversal Interest Rate

The American Economic Review, 2023
The reversal interest rate is the rate at which accommodative monetary policy reverses and becomes contractionary for lending. We theoretically demonstrate its existence in a macroeconomic model featuring imperfectly competitive banks that face financial
Joseph Abadi   +2 more
semanticscholar   +1 more source

Targeting High Ability Entrepreneurs Using Community Information: Mechanism Design in the Field

The American Economic Review, 2022
Identifying high-growth microentrepreneurs in low-income countries remains a challenge due to a scarcity of verifiable information. With a cash grant experiment in India we demonstrate that community knowledge can help target high-growth ...
Reshmaan N. Hussam   +2 more
semanticscholar   +1 more source

When Losses Turn into Loans: The Cost of Weak Banks

The American Economic Review, 2023
We provide evidence that banks distort the composition of credit supply in order to comply with ratio-based capital requirements in times of economic distress.
Laura Blattner   +2 more
semanticscholar   +1 more source

SOEs and Soft Incentive Constraints in State Bank Lending

American Economic Journal: Economic Policy, 2023
We study how Chinese state bank managers’ lending incentives impact lending to state-owned enterprises (SOEs). We show lending quantity increases and quality decreases at month’s end, indicating monthly lending targets that decrease lending standards ...

semanticscholar   +1 more source

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