Results 11 to 20 of about 72,611 (40)

The Impact of Financial Technology Payment on Bank Fee-Based Income

Signifikan, 2022
This study investigates the effect of the growth of financial technology payment on bank fee-based income by studying conventional banks in Indonesia from 2012 to 2019. We employ Random Effect (RE) to estimate our empirical model.
Surahmi Kando, Irwan Trinugroho
semanticscholar   +1 more source

Non-dilutive CoCo Bonds: A Necessary Evil?

Social Science Research Network
Banks predominantly issue nondilutive CoCos, contrary to the suggestion that CoCos should be dilutive to reduce risk-taking. In an agency model of two moral hazards, we show that, although dilutive CoCos deter ex ante risk-taking and prevent banks from
Andrea Gamba, Yanxiong Gong, K. Ma
semanticscholar   +1 more source

The Irrelevance of Fee Structures for Certification

American Economic Review: Insights
In models of certification, possible restrictions on the nature of the fee structures are commonly analyzed. We show that they are irrelevant for the certifier’s ability to maximize profits and trade efficiency.
Martin Pollrich, Roland Strausz
semanticscholar   +1 more source

Financing Indigenous entrepreneurs: A review and research agenda

Australian Journal of Management
Empowering Indigenous communities through entrepreneurialism is touted as key for reducing Indigenous disadvantage, but little headway has been made. One core and persistent issue is difficulty accessing finance to support growth.
Elaine De Gruyter, James A. Gordon, I. Qureshi, B. Bhatt, Nkosana Mafico   +4 more
semanticscholar   +1 more source

Cross-Market Effects of Consolidation: Evidence from Banking

The Review of Corporate Finance Studies
The U.S. banking sector had nearly 70% fewer banks in 2022 relative to 1989, primarily because of mergers. We develop a methodology to estimate cross-market spillover effects of bank mergers and test whether the operations of incumbents facing ...
Andrew Bird, Ding Du, S. Karolyi
semanticscholar   +1 more source

A Macroeconomic Framework for Quantifying Systemic Risk

American Economic Journal: Macroeconomics, 2014
Systemic risk arises when shocks lead to states where a disruption in financial intermediation adversely affects the economy and feeds back into further disrupting financial intermediation.
Zhiguo He, A. Krishnamurthy
semanticscholar   +1 more source

Does Regulatory Jurisdiction Affect the Quality of Investment-Adviser Regulation?

The American Economic Review, 2019
The Dodd-Frank Act shifted regulatory jurisdiction over “ midsize” investment advisers from the SEC to state-securities regulators. Client complaints against midsize advisers increased relative to those continuing under SEC oversight by 30 to 40 percent ...
Ben Charoenwong, Alan P. Kwan, Tarik Umar   +2 more
semanticscholar   +1 more source

Reading about the Financial Crisis: A Twenty-One-Book Review

, 2012
The recent financial crisis has generated many distinct perspectives from various quarters. In this article, I review a diverse set of twenty-one books on the crisis, eleven written by academics, and ten written by journalists and one former Treasury ...
A. Lo
semanticscholar   +1 more source

Interbank Contagion at Work: Evidence from a Natural Experiment

Social Science Research Network, 2009
This paper tests financial contagion due to interbank linkages. For identification we exploit an idiosyncratic, sudden shock caused by a large-bank failure in conjunction with detailed data on interbank exposures.
Rajkamal Iyer, J. Peydró
semanticscholar   +1 more source

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When Losses Turn into Loans: The Cost of Weak Banks

The American Economic Review, 2023
We provide evidence that banks distort the composition of credit supply in order to comply with ratio-based capital requirements in times of economic distress.
Laura Blattner, Luísa Farinha, Francisca Rebelo   +2 more
semanticscholar   +1 more source