Results 221 to 230 of about 56,600 (264)
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Universal Life Insurance as an Alternative to the Joint and Survivor Annuity
The Journal of Risk and Insurance, 1988This paper examines whether it is better for a married employee to take a pension as a joint and survivor annuity or to choose a single life annuity and provide separate protection for the spouse through life insurance. A model is developed to describe the problem, and sensitivity analysis is performed using data from 50 state university retirement ...
Sandra G. Gustavson +1 more
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Calculations about premiums of joint life insurance under dependent conditions
The 2nd International Conference on Information Science and Engineering, 2010Das, S (2003) found the method to calculate the pure premium of joint life insurance, which means when we suppose the life is independent, using actuary theory we can have the calculating results. In some practical problems, this result is useful. However, the lives are dependence in the real world.
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The demand for life insurance in a heterogeneous-agent life cycle economy with joint decisions
The Geneva Risk and Insurance Review, 2019A life cycle model is developed to explain how and why life insurance demand of household participants varies and to further explore risk sharing effects within a household. The model includes endogenous labor supply and joint decisions of life insurance demand for men and women, and generates consumption with a sudden drop around retirement and hump ...
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Joint Life Insurance Policies with Differential Benefits and Premiums to the Policyholders
SSRN Electronic Journal, 2003In this paper, we explore actuarial justification for equal or unequal sharing of premiums and benefits between policyholders in a product involving joint lives. The analysis reveals a fundamental difference between endowment and assurance types of products in this regard.
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Modelling and risk management in JSC Ukrainian Joint Stock Insurance Company ASKA-LIFE [PDF]
Business Inform, 2013 The article considers a topical issue of assessment of a risk and its management using specific economic object. When detecting and managing risks, it is necessary to analyse a risk situation through allocation of objects (economic systems, efficiency and conditions of functioning of which are not identified properly), subjects (individuals or ...
Kvita Halyna M. +2 more
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Asia-Pacific Journal of Financial Studies, 2009
AbstractThis paper proposes a simple joint stress testing model useful in studying the effects of specific stress scenarios on a financial sector. In doing so, we adopt the principal component analysis (PCA) as a main device to interpret various financial information contained in figures and numbers on a financial company.
Kook‐Hyun Chang, Myung‐Jig Kim
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AbstractThis paper proposes a simple joint stress testing model useful in studying the effects of specific stress scenarios on a financial sector. In doing so, we adopt the principal component analysis (PCA) as a main device to interpret various financial information contained in figures and numbers on a financial company.
Kook‐Hyun Chang, Myung‐Jig Kim
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Asian Journal of Research in Business Economics and Management, 2014
A copula is a function that links univariate marginal's to their full multivariate distribution. Copulas were introduced in 1959 in the context of probabilistic metric spaces. Copula models are becoming increasingly popular for modeling dependencies between random variables.
Ghodratollah Emamverdi +3 more
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A copula is a function that links univariate marginal's to their full multivariate distribution. Copulas were introduced in 1959 in the context of probabilistic metric spaces. Copula models are becoming increasingly popular for modeling dependencies between random variables.
Ghodratollah Emamverdi +3 more
openaire +1 more source