Results 31 to 40 of about 17,417 (185)

Consumer lending efficiency: commercial banks versus a fintech lender

Financial Innovation, 2022
Fintechs are believed to help expand credit access to underserved consumers without taking on additional risk. We compare the performance efficiency of LendingClub’s unsecured personal loans with similar loans originated by banks.
Joseph P. Hughes, Julapa Jagtiani, Choon-Geol Moon   +2 more
doaj   +1 more source

The performance of marketplace lenders

Journal of Banking & Finance
We analyze the performance of marketplace lending using loan cash flow data from the largest platform, Lending Club. We find substantial risk-adjusted performance of about 40 basis points per month for the entire loan portfolio. Other loan portfolios grouped by risk category have similar risk-adjusted performance.
Kräussl, R., Kräussl, Z., Pollet, J., Rinne, K.   +3 more
openaire   +5 more sources

The evaluation of payment flows in lending under conditions of a volatile key rate

Экономика и управление
Aim. This work aimed to obtain analytical estimates of payment flows in lending under conditions of volatility of the key rate and to formalize the conditions for mutually beneficial lending terms for the borrower and lender.Objectives. The work seeks to
V. A. Kunin
doaj   +1 more source

CONSIDERATIONS REGARDING THE LOAN AGREEMENT IN THE LIGHT OF THE NEW CIVIL CODE [PDF]

Challenges of the Knowledge Society, 2015
The loan contract contract is a legal contract by which a person, lender, transmits to another person, loanee, the use or the full legal rights regarding an object, with the obligation of returning, at a certain time, of the good or another good of the ...
Stanciu CĂRPENARU
doaj  

Towards a New Euro Crisis?

Intereconomics, 2022
There is thus a fundamental credibility issue about the willingness of the ECB to be a lender of last resort in the government bond markets. This will continue to make the eurozone a fragile construction.
Paul De Grauwe
doaj   +1 more source

KEDUDUKAN EFEK DALAM HAL PENJUAL DINYATAKAN PAILIT PADA TRANSAKSI SHORT-SELLING DI PASAR MODAL

Yuridika, 2013
Basically, short selling transaction is the practice of selling stock without having first. Short selling is divided into two types of naked shor selling and covered short selling.
Rahmadiani Putri Nilasari
doaj   +1 more source

Adverse selection, loan access and default behavior in the Chilean consumer debt market

Financial Innovation, 2023
Highlights Chilean borrowers present heterogeneous adverse selection across lender types. No Debt Access decreases with income, age, education, but it increases with risk.
Carlos Madeira
doaj   +1 more source

Surprise by Anticipated Inflation

SAGE Open
This paper proposes a theoretical model with two types of households to explore the distributional effects of inflation, assess the non-neutrality of money; and in return, to provide a guideline for policymakers in setting inflation rate.
Dila Asfuroglu
doaj   +1 more source

Execution of Fiduciary Guarantee Under Law No. 42 of 1999 on Fiduciary Guarantee (A Socio-Juridical Analysis to Anticipate Its Effectiveness)

Indonesia Law Review, 2013
Fiduciary Guarantee (Fiduciary Law) which approved by the House of Representatives of the Republic of Indonesia (DPR RI) on September 9, 1999 has accommodate the public needs to help business activities and to provide legal certainty to the interested ...
Arie Sukanti
doaj   +1 more source

The Feasibility of Accepting the Tort of Intentional Interference with Contractual Relations as a Remedy for Breach of the Negative Pledge Clause (a comparative study of English and Iranian Law) [PDF]

پژوهش های حقوق تطبیقی
The negative pledge clause is a restrictive covenant in financing agreements, whereby the borrower (funding recipient) is prohibited from creating any security interest over its assets in favor of other creditors until the loan is fully repaid.
Mohammadbagher Parsapour, molouk dehghani   +1 more
doaj