Results 111 to 120 of about 127,018 (311)
Bank mergers and lending relationships [PDF]
This paper analyzes the effects of bank mergers on bank firm relationships. Using matched bank-firm level data, I find that mergers disrupt lending relationships, specially to small borrowers of target banks.
Montoriol-Garriga, Judit
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Temporary Programs, Lasting Questions: Ad Hoc Assistance in the U.S. Farm Safety Net
Applied Economic Perspectives and Policy, EarlyView.ABSTRACT Large ad hoc assistance programs have returned to U.S. farm policy since 2017, operating alongside a more developed safety net built around federally subsidized crop insurance, Title I commodity programs, and standing disaster assistance. This paper reviews the renewed use of ad hoc assistance, documents its recent scale using USDA data, and ...
Alejandro Plastina +1 more
wiley +1 more source
Peculiarities of lending to small and medium-sized businesses in times of war
Innovation and SustainabilityLending to small and medium-sized businesses is a complex process that has its own characteristics and requires a careful approach. For such enterprises, it is important to have access to financial resources on favorable terms, but there are often ...
D. Foltovych, N. Blashchuk-Devyatkina
doaj +1 more source
Group-lending: Sequential financing, lender monitoring and joint liability [PDF]
We develop a simple model of group-lendingbased on peer monitoring and moral hazard. We find that, in the absence of sequential financing or lender monitoring, group-lending schemes may involve under-monitoring with the borrowers investing in undesirable
Prabal Roy Chowdhury
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Rural Labor Supply and Economic Opportunities: Commuting, Migration, Tariffs, and Immigration
Applied Economic Perspectives and Policy, EarlyView.ABSTRACT Some rural counties remain dependent on agricultural or manufacturing jobs, but an increasing proportion have diversified economics. Rural counties also differ in their abilities to commute to an urban market characterized by higher wages and labor productivity.
Peter F. Orazem, Mary C. Ahearn
wiley +1 more source
Information technologies in finance: The impact of fintech services on traditional banks
Innovation and SustainabilityIn the context of rapid development of digital technologies, the financial sector is undergoing significant transformations under the influence of financial technologies (fintech), which are becoming a driver of innovation in the banking sector.
L. Fedevych, S. Trevoho
doaj +1 more source
Anxious periods and bank lending
Using a number of theoretical considerations, we define distinct periods of anxiety for key economic agents that are involved in lending decisions; namely, consumers, CEOs, and banks. The main characteristic of anxious periods is that the perceptions and
Delis, Manthos D +2 more
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How Do Predatory Lending Laws Influence Mortgage Lending in Urban Areas? A Tale of Two Cities [PDF]
This paper examines the effects of predatory lending laws in the cities of Chicago and Philadelphia. The level of mortgage activity in each of the cities is compared during the pre- and post-legislative periods relative to other parts of the state to ...
Peter J. Nigro, Keith D. Harvey
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Agribusiness, EarlyView.Abstract This study explores the rent price ratio in agricultural land markets, crucial for evaluating market efficiency, policy needs, and farmer decision‐making. Traditionally, the analyses faced challenges due to the absence of concurrent sale and rent data for the same land, potentially leading to biased results.
Marius Michels +4 more
wiley +1 more source
Backtesting the efficiency of MNB’s Lending Survey [PDF]
This article briefly presents the general practice of lending surveys aimed at revealing loan supply behaviour, as well as the literature analysing their usability.
Ákos Bakonyi, Dániel Homolya
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