Results 11 to 20 of about 614,740 (342)
Deposits and relationship lending [PDF]
Review of Financial Studies, 1999 We empirically examine whether access to deposits with inelastic rates (core deposits) permits a bank to make contractual agreements with borrowers that are infeasible if the bank must pay market rates for funds. Such access insulates a bank's costs of funds from exogenous shocks, allowing it to insulate its borrowers against exogenous credit shocks ...
Mitchell Berlin
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Does the Community Reinvestment Act influence lending? an analysis of changes in bank low-income mortgage activity [PDF]
, 2000 Anecdotal evidence that the Community Reinvestment Act (CRA) influences the lending behavior of financial institutions has not been uniformly supported by empirical research.
Douglas D. Evanoff +2 more
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Journal of Financial and Quantitative Analysis, 2020 AbstractBanks open more branches and make more lending near their CEOs’ childhood hometowns. The effects are stronger among informationally opaque borrowers and among CEOs who spend more time in their childhood hometowns. Furthermore, loans originated near CEOs’ hometowns contain more soft information and have lower ex post default rates, implying that
Ivan Lim, Duc Duy Nguyen
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Journal of Financial Intermediation, 2019 This paper studies bank learning through repeated interactions with borrowers from a new perspective. To understand learning by lending, we adapt a methodology from labor economics to analyze how loan contract terms evolve as banks acquire new information about borrowers.
Matthew Botsch, Victoria Vanasco
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LENDING RATE AND COMMERCIAL BANK LENDING IN NIGERIA
Economic Review, 2021 The increase in the lending rate in Nigeria has affected the borrowers in the financial system and it has invariably reduced the pace of economic activities in the country. Such a situation created the need to examine the impact of the lending rate on bank lending in Nigeria. The study made use of ex-post facto research design.
Yunusa, Lateef Adewale +3 more
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The Politics of Related Lending [PDF]
Journal of Financial and Quantitative Analysis, 2016 AbstractWe analyze the profitability of government-owned banks’ lending to their owners, using a unique data set of relatively homogeneous government-owned banks; the banks are all owned by similarly structured local governments in a single country.
Michael Halling +2 more
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How to Design a Bank Levy: The Effect of a Levy Scheme on Bank Performance and its Activities
Central European Management Journal, 2022 One of the regulatory responses to the 2008 financial crisis was to internalize the costs related to banks’ distress by introducing bank levies. More than 23 European banking sectors have been confronted with the new levy regime imposing the additional ...
Hryckiewicz Aneta, Puławska Karolina
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Repo and Securities Lending [PDF]
SSRN Electronic Journal, 2011 We provide an overview of the data requirements necessary to monitor repurchase agreements (repos) and securities lending markets for the purposes of informing policymakers and researchers about firm-level and systemic risk. We start by explaining the functioning of these markets, then argue that it is crucial to understand the institutional ...
Tobias Adrian +3 more
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ECONOMIC AND MARKETING ASPECTS OF THE FUNCTIONING OF SMALL ENTERPRISES
Фінансово-кредитна діяльність: проблеми теорії та практики, 2021 The purpose of the study is to effectively ensure and improve the marketing management of small businesses and to substantiate a methodical approach to the choice of strategies in the formation of commodity, price and product distribution policies in ...
M. Lyshenko +4 more
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