Results 261 to 270 of about 79,470 (295)
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Lending Booms and Lending Standards
SSRN Electronic Journal, 2005ABSTRACTWe examine how the informational structure of loan markets interacts with banks' strategic behavior in determining lending standards, lending volume, and the aggregate allocation of credit. We show that, as banks obtain private information about borrowers and information asymmetries across banks decrease, banks may loosen their lending ...
GIOVANNI DELL'ARICCIA, ROBERT MARQUEZ
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Lending Technologies and Lending Relationships
SSRN Electronic Journal, 2018We examine banks' choice between two costly instruments used to identify good loan applicants: direct screening by acquiring borrower-specific information and collateral requirements. We show that with longer relationships the preference for screening increases both in initial and in later periods.
Artashes Karapetyan, Bogdan Stacescu
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Veterinary Record, 2022
Abstract After Charles Chavasse discovered people seemed to find it easy to talk to him about their worries, he decided to train as a mental health and wellbeing champion – taking on a more formal role in supporting his colleagues. He tells Claire Read more.
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Abstract After Charles Chavasse discovered people seemed to find it easy to talk to him about their worries, he decided to train as a mental health and wellbeing champion – taking on a more formal role in supporting his colleagues. He tells Claire Read more.
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THE ROLE OF DIGITALISATION IN LENDING PROCEDURE: DIGITAL LENDING VS TRADITIONAL LENDING
International Journal of Management, Public Policy and Research, 2022This research paper exhibits how Banks have discovered new ways to provide flexible lending procedures as a result of the digitalization revolution. Today, the digital medium has emerged as the most promising means of improving the system in any field.
Vadan Vala, Falguni Vala, Nilam Panchal
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SSRN Electronic Journal, 2019
Asset-based lending, the supply of loans based on floating collateral, is an important source of funding for small firms. We analyze the effect of competition on asset-based loan markets on interest rate distributions and the mobility of small firms.
Bijkerk, Suzanne H., de Vries, Casper G.
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Asset-based lending, the supply of loans based on floating collateral, is an important source of funding for small firms. We analyze the effect of competition on asset-based loan markets on interest rate distributions and the mobility of small firms.
Bijkerk, Suzanne H., de Vries, Casper G.
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2016
The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach +2 more
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The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach +2 more
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Examining Graduate Lending: Access vs. Private Lending
SSRN Electronic Journal, 2019This report, the second of our two-part series on graduate lending, uses federal data to show, as one example, that black borrowers and Historically Black Colleges and Universities would likely be severely harmed by a move to significantly limit or outright eliminate federal lending to graduate and professional students.
Keinan Thompson, Raymond Alqaisi
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Lending on hold: Regulatory uncertainty and bank lending standards
Journal of Monetary Economics, 2016Abstract The 2011–2013 rule-making process for the regulation of qualified mortgages was correlated with a reduction in mortgage lending. In this paper, we document this correlation at the bank level. Using a novel measure of banks׳ perception of regulatory uncertainty, we offer suggestive evidence that banks that perceived higher regulatory ...
Stefan Gissler +2 more
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Group Lending versus Individual Lending in Microfinance [PDF]
, 2009 Microfinance is typically associated with joint liability of group members. However, a large part of microfinance institutions rather offers individual instead of group loans. We analyze the incentive mechanisms in both individual and group contracts. Moreover, we show that microfinance institutions offer group loans when the loan size is rather large,
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2017
Abstract Chapter 9 is concerned with syndicated lending.
Sarah Paterson, Rafal Zakrzewski
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Abstract Chapter 9 is concerned with syndicated lending.
Sarah Paterson, Rafal Zakrzewski
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