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Payday lending: America's unsecured loan market [Business Ethics Case Study, 5000 words] [PDF]
, 2019 Case study for Business Ethics, 5000 words. Considers the state of the payday lending market in USA and Canada as of March 2018. Suitable for undergraduate or business school use.
Palmer, Eric
core
Strategic group lending for banks [PDF]
, 2018 Credit institutions often refuse to lend money to small firms. Usually, this happens because small firms are not able to provide collateral to lenders. Moreover, given the small amount of required loans, the relative cost of full monitoring is too high
Marco, Spallone, Mure', Pina
core +2 more sources
Advanced Functional Materials, EarlyView.Sub‐monolayer titania grafted onto mesoporous silica enables solvent‐free photocatalytic upgrading of furfural and cyclopentanone into jet fuel precursors. Advanced spectroscopic methods reveal tunable surface speciation, acidity, and bandgaps, enhancing catalytic efficiency.
Mark A. Isaacs +12 more
wiley +1 more source
Do Payday Lending Bans Harm Consumers? Evidence from the Pawn Market [PDF]
, 2017 Payday lending is a highly controversial form of short-term, small-dollar credit that is banned in 13 states. Proponents of payday lending claim it provides a needed service to low-income families, and that bans take away options for these consumers ...
Russell, Karlyn
core +1 more source
Journal of Economic Perspectives, 2007 A “payday loan” is a short-term loan made for seven to 30 days for a small amount. Fees charged on payday loans generally range from $15 to $30 on each $100 advanced. A typical example would be that in exchange for a $300 advance until the next payday, the borrower writes a post-dated check for $300 and receives $255 in cash—the lender taking a $45 ...
openaire +2 more sources
Advanced Functional Materials, EarlyView.Herein, the synthesis of Ta₂Pd₃S₈ nanowires is reported via scalable liquid cascade exfoliation and their integration into high‐mobility field‐effect transistors (FETs) and sensitive photodetectors, achieving carrier mobility of up to 27.3 cm2 V⁻¹ s⁻¹ and responsivities of 322.40 A W⁻¹ and 1.85 mA W⁻¹ for single nanowire and network devices ...
Kyung Hwan Choi +13 more
wiley +1 more source
Local Predatory Lending Laws: Going Beyond North Carolina [PDF]
, 2005 Following the lead of federal regulations, numerous states, counties and cities have enacted laws designed to reduce predatory lending. There is at least anecdotal evidence that predatory or abusive mortgage lending is primarily concentrated in the ...
Ho, Giang, Pennington-Cross, Anthony
core +1 more source
Laser‐Induced Graphene from Waste Almond Shells
Advanced Functional Materials, EarlyView.Almond shells, an abundant agricultural by‐product, are repurposed to create a fully bioderived almond shell/chitosan composite (ASC) degradable in soil. ASC is converted into laser‐induced graphene (LIG) by laser scribing and proposed as a substrate for transient electronics.
Yulia Steksova +9 more
wiley +1 more source
İslam ve Yahudi Hukukunda Karz Akdi
Atebe, 2021 Sosyal bir varlık olarak yaratılan insan, toplumda başka insanlarla iletişim ve etkileşim halindedir. Alışveriş ve borç verme gibi ekonomik faaliyetleri de bu iletişimin bir parçasıdır.
Fatmatüzzehra Faslı
doaj +1 more source
Loan origination under soft- and hard-information lending : [Version: August 2008] [PDF]
, 2009 This paper presents a novel model of the lending process that takes into account that loan officers must spend time and effort to originate new loans. Besides generating predictions on loan officers’ compensation and its interaction with the loan review ...
Inderst, Roman
core