The financial leverage of Insurers subject to price regulation: evidence from Canada [PDF]
The variation in the degree of price regulation in the property-liability insurance market in Canada varies across time and space, creating an opportunity to test a recurring theory in regulatory economics: that price regulated firms have higher levels ...
Strauss, Jason David
core +1 more source
Does "skin in the game" reduce risk taking? Leverage, liability and the long-run consequences of new deal financial reforms [PDF]
We examine how the Banking Acts of the 1933 and 1935 and related New Deal legislation influenced risk taking in the financial sector of the U.S. economy. Our analysis focuses on contingent liability of bank owners for losses incurred by their firms and
Mitchener , Kris James, Richardson, Gary
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ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi +3 more
wiley +1 more source
Issues and Challenges for the Romanian Insurance Market: Risk and Return Analysis [PDF]
Romanian insurance industry has a competitive market, having, however, a deep character of heterogeneity, which has had an impact on different financial ratios that define it.
Dan-Oliver STAICU +1 more
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Compulsory Liability Insurance for Commercial Motor Vehicles [PDF]
With its core in adaptability and change responsiveness, the Agile methodology has become a popular application of the project process within the often volatile environment of today’s software development projects.
Brownfield, Lyman
core +1 more source
Realistic Representation, Dynamic Evolution and Determinants of Institutional Quality in China
ABSTRACT The paper delves into the role of institutional quality in bolstering China's economic resilience post‐COVID‐19, CITIC‐Entropy. It divides institutions into basic and changeable categories, establishing an index system via the CITIC‐Entropy TOPSIS model.
Susu Wang, Qidi Zhang, Jing Fang
wiley +1 more source
Popularity of Tracking Device as an Anti-theft Measure and Impact of its sales on Sales of Auto Insurance Policies: Evidence from Karachi, Pakistan [PDF]
In this paper attempt has been made to examine the popularity of tracking devices and its impact on the sales of automobiles insurance policies. Literature review revealed that people insure their vehicles to protect them from theft as well as from other
Salman Bashir +2 more
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Risk return of forward contracting corn with crop insurance
Abstract Forward contracting is a common pre‐harvest marketing strategy for row crops, with evidence suggesting higher prices during summer months due to embedded weather risk premiums. While aggressive forward contracting increases farmers' yield risk and potential non‐delivery penalties, crop revenue protection can help offset these financial burdens.
Chandan Bhattarai +4 more
wiley +1 more source
Analytical assessment of current insurance as part of management of consequences of emergencies
The article examines the current state of the insurance system as a component of managing the consequences of emergencies. The researches are presented in the following areas: the insurance against accidents and fire risks and risks of natural disasters;
K.Yu. Polyak
doaj
Adverse Selection in an Insurance Market with Government-Guaranteed Subsistence Levels [PDF]
We consider a competitive insurance market with adverse selection. Unlike the standard models, we assume that individuals receive the benefit of some type of potential government assistance that guarantees them a minimum level of wealth.
Bum J. Kim, Harris Schlesinger
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