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The Effect of Distracted Driving Laws on Automobile Liability Insurance Claims

, 2020
We examine whether laws designed to reduce distracted driving have consequences for the automobile liability insurance market. Our research is motivated by prior studies that suggest distracted driving laws lead to improvements in traffic safety ...
J. Karl, Charles Nyce
semanticscholar   +1 more source

Professional Liability Insurance

The Journal of School Nursing, 2001
The American Association of Nurse Attorneys recommends that all nurses engaged in the practice of nursing insure themselves against liability to third parties arising out of that practice. To make an informed decision whether to purchase individual insurance and how much to purchase, each school nurse must personally evaluate a multitude of factors ...
Nadine Schwab   +2 more
openaire   +2 more sources

Managerial overconfidence and directors' and officers' liability insurance

Pacific-Basin Finance Journal, 2019
The study investigates how CEO overconfidence impacts a firm's decisions on directors and officers (D&O) liability insurance over the 2008–2014 period for nonfinancial firms listed on the Taiwan Stock Exchange.
Yi-hsun Lai, Vivian W. Tai
semanticscholar   +1 more source

On liability and insurance

The Bell Journal of Economics, 1982
The question considered in this article is how liability rules and insurance affect incentives to reduce accident risks and the allocation of such risks. This question is examined when liability is strict or based on the negligence rule; and, if first-party and liability insurance are available, when insurers have information about insured parties ...
openaire   +1 more source

The impact of environmental pollution liability insurance on firms’ Green innovations: evidence from China

Applied Economics Letters
Green innovation (GI) is crucial in promoting environmental sustainability, especially in the long run. Environmental pollution liability insurance (EPLI) facilitates firms better dealing with pollution-related risks, encouraging firms to invest in GI ...
Honglu Ma   +3 more
semanticscholar   +1 more source

Why do small and medium enterprises (SMEs) demand property liability insurance?

Journal of Banking & Finance, 2019
Several empirical articles have attempted to clarify the insurance demands of listed firms, but few have sought to analyze small and medium enterprises’ (SMEs) demands because of the unavailability of adequate data.
Yoshihiro Asai
semanticscholar   +1 more source

A multiagent collaborative development strategy for environmental pollution liability insurance based on an evolutionary game

Managerial and Decision Economics
To improve the problem of environmental pollution liability insurance, this paper constructs an evolutionary game model based on the government, insurance companies, and polluting enterprises.
Yan Zhao, R. Cheng
semanticscholar   +1 more source

Directors' and officers' liability insurance: a systematic literature review

Journal of Accounting Literature
PurposeWe review and synthesize the existing research on directors' and officers’ (D&O) liability insurance. Our objectives are (1) to examine the institutional forces and regulatory requirements that have influenced the development of D&O liability ...
Md. Borhan Uddin Bhuiyan   +3 more
semanticscholar   +1 more source

Asset Pricing of Financial Institutions: The Cross-Section of Expected Stock Returns in the Property/Liability Insurance Industry

Social Science Research Network, 2018
Insurance companies are important financial institutions exposed to natural and man-made disasters. We conduct a comprehensive examination of existing asset pricing models in the US insurance universe (1988-2013) and propose an insurance-specific asset ...
Semir Ben Ammar   +2 more
semanticscholar   +1 more source

Liability and liability insurance for medical malpractice

Journal of Health Economics, 1985
Physicians typically carry virtually complete malpractice insurance coverage. This contradicts standard theoretical predictions that under a negligence rule of liability there should be no demand for insurance, and insurance policies under moral hazard will contain co-payment provisions.
openaire   +2 more sources

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