Results 1 to 10 of about 3,060 (229)

Optimum taxation of life annuities [PDF]

open access: yesSocial Choice and Welfare, 2006
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Johann K. Brunner, Susanne Pech
openaire   +5 more sources

What matters in the annuitization decision? [PDF]

open access: yesSwiss Journal of Economics and Statistics, 2022
We perform a simultaneous test for several rational and behavioral factors known to affect the uptake of life annuities in a sample of Americans. We also investigate whether analysts’ short-term stock market expectations affect the decision to annuitize ...
Mohamad Hassan Abou Daya, Carole Bernard
doaj   +2 more sources

Special-Rate Life Annuities: Analysis of Portfolio Risk Profiles

open access: yesRisks, 2022
Special-rate life annuities are life annuity products whose single premium is based on a mortality assumption driven (at least to some extent) by the health status of the applicant.
Ermanno Pitacco, Daniela Y. Tabakova
doaj   +3 more sources

Joint Life Annuities and Annuity Demand by Married Couples [PDF]

open access: yesThe Journal of Risk and Insurance, 2000
ABSTRACT This article summarizes the range of joint-life annuity products that are currently available to married couples, and it explores the potential utility gain that such couples receive from access to actuarially fair annuity markets. It is more difficult to estimate this utility gain for couples than for individuals because a couple's value of ...
Jeffrey R. Brown, James M. Poterba
openaire   +2 more sources

Longevity Risk and Annuitisation Decisions in the Absence of Special-Rate Life Annuities

open access: yesRisks
Longevity risk affecting older adults can be transferred to the insurance market by purchasing a lifetime annuity. Special-rate life annuities, which are priced, among other factors, on the basis of health and lifestyle factors, go beyond traditional ...
Jorge de Andrés-Sánchez   +1 more
doaj   +3 more sources

Accelerating the premiums for annuities, life annuities and life insurance

open access: yesCommunications in Statistics - Theory and Methods, 2019
Since it is well-known that it is inevitable to avoid the risks and changes in personal earnings, the types of annuities, life annuities, life insurance and their payment types are important for in...
Alpman B., Ünal D.
openaire   +3 more sources

Demand for Life Annuities: a Brazilian Perspective [PDF]

open access: yesBAR: Brazilian Administration Review, 2012
Because pension plans have been marketed using outdated technical premises, Brazilian insurance companies find themselves required to identify additional resources to ensure their ability to meet future benefit payments obligations. When calculating the
Thalita Amorim Vaz   +2 more
doaj   +5 more sources

Closed-form expressions to Gompertz-Makeham life expectancies: a historical note [PDF]

open access: yesRevista Brasileira de Estudos de População, 2022
Results well known in the actuarial community about closed-form expressions to Gompertz and Gompertz-Makeham life expectancies for a person aged x are still being independently rediscovered to this day.
Filipe Costa de Souza
doaj   +1 more source

Value of life and annuity demand [PDF]

open access: yesJournal of Risk and Insurance, 2020
AbstractHow does the value of life affect annuity demand? To address this question, we construct a portfolio choice problem with three key features: (i) agents have access to life‐contingent assets, (ii) they always prefer living to dying, (iii) agents have nonexpected utility preferences.
Svetlana Pashchenko, Ponpoje Porapakkarm
openaire   +1 more source

Time Restrictions on Life Annuity Benefits: Portfolio Risk Profiles

open access: yesRisks, 2022
Due to the increasing interest in several markets in life annuity products with a guaranteed periodic benefit, the back-side effects of some features that may prove to be critical either for the provider or the customer should be better understood.
Annamaria Olivieri, Ermanno Pitacco
doaj   +1 more source

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