Results 151 to 160 of about 1,172,039 (306)

Financial Stability in the Baltics [PDF]

open access: yes
The authors test the hypothesis of procyclicality of banking sector results in the Baltic economies. Their estimates suggest that a slowdown in economic activity is likely to accelerate the growth of the nonperforming loan (NPL) ratio in the Baltics ...
Mejra Festiæ, Sebastijan Repina
core  

Lost ground, lost value: Investigating the relationship between soil erosion and agricultural land value

open access: yesAmerican Journal of Agricultural Economics, EarlyView.
Abstract This study examines the impact of soil erosion on agricultural land values in the United States (US) Midwest. Based on a novel county‐level panel data set with information on soil erosion levels and agricultural land values covering five census years (1997, 2002, 2007, 2012, and 2017), we separately investigate the direct effect of two types ...
Le Chen   +3 more
wiley   +1 more source

The Emergence of Captive Finance Companies and Risk Segmentation of the Consumer Loan Market:Theory and Evidence [PDF]

open access: yes
A parental seller with market power to some degree in its product market can earn rents. In this context, there is a gain to granting credit for the purchase of the product and thus the establishment of captive finance company for expanding the sales by ...
Andrew B. Chong   +2 more
core  

Food insecurity and unemployment among immigrants in the United States

open access: yesAmerican Journal of Agricultural Economics, EarlyView.
Abstract Immigrants can be more vulnerable to economic downturns and, during periods of economic hardship, more likely to experience food insecurity compared to natives. This study examines the differential effect of the unemployment rate on the probability of being food insecure among diverse groups of immigrant households relative to natives in the ...
Siwen Zhou   +3 more
wiley   +1 more source

Listening to loan officers: the impact of commercial credit standards on lending and output [PDF]

open access: yes
Over most of the last thirty-three years, the Federal Reserve has polled a small number of bank loan officers about their moves to tighten or ease commercial credit standards.
Cara S. Lown   +2 more
core   +1 more source

The rain feels different under the same umbrella: Experiences with poverty across LGBTQ subgroups

open access: yesAmerican Journal of Community Psychology, EarlyView.
Abstract Population‐based survey data have demonstrated that LGBTQ communities report varying rates of economic insecurity, yet very little research directly assesses how pathways into and experiences with poverty look different among subgroups at the intersections of sexual orientation and gender identity (SOGI).
Bianca D. M. Wilson, Lillian Nguyen
wiley   +1 more source

Interest rate restrictions in a natural experiment: loan allocation and the change in the usury laws in 1714 [PDF]

open access: yes
This article studies the effects of interest rate restrictions on loan allocation. The British government tightened the usury laws in 1714, reducing the maximum permissible interest rate from 6% to 5%.
Joachim Voth, Peter Temin
core  

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