Results 21 to 30 of about 5,705 (256)
Consumer finance: challenges for operational research [PDF]
, 2010 Consumer finance has become one of the most important areas of banking, both because of the amount of money being lent and the impact of such credit on global economy and the realisation that the credit crunch of 2008 was partly due to incorrect ...
Thomas, Lyn C.
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A Conceptual Model for the Reasons and Circumstance of Earnings Management in Iranian Banks [PDF]
بررسیهای حسابداری و حسابرسی, 2019 Objective: Earning is a critical predictor of the health of the bank. The managementof earningsby banks has always been a matter for the attention of banking supervisors, auditors, and standards setters since it can have a positive effect on the ...
Shadi Hassanzadeh, Bita Mashayekhi
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A Personal Credit Rating Prediction Model Using Data Mining in Smart Ubiquitous Environments
International Journal of Distributed Sensor Networks, 2015 This study suggests a methodology called a smart ubiquitous data mining (UDM) that consolidates homogeneous models in a smart ubiquitous computing environment. It tests the suggested model with financial datasets.
Jae Kwon Bae, Jinhwa Kim
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Response Surface Optimization of Ethanolic Extraction of Antioxidants from Artichoke Leaves [PDF]
, 2014 Response surface methodology (RSM) coupled with a central composite design (CCD) was employed to optimize three operating conditions, namely ethanol concentration, time and temperature, for the extraction of phenolic antioxidants from artichoke leaves ...
An Tien Nguyen +3 more
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Colloids and InterfacesThis study presents the development and comprehensive characterization of innovative formulations for facial toners based on micellar water–glycol systems.
Wiktoria Orzechowicz +5 more
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A Deep Learning Approach for Credit Scoring of Peer-to-Peer Lending Using Attention Mechanism LSTM
IEEE Access, 2019 With the rapid development of the peer-to-peer lending industry in China, it has been a crucial task to evaluate the default risk of each loan. Motivated by the research in natural language processing, we make use of the online operation behavior data of
Chongren Wang +3 more
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Automatic loan word extraction for early modern Dutch
, 2020 The Dutch language has never been exclusively ‘Dutch’: throughout its history, Dutch grammar and vocabulary have been enriched by elements from other languages. These foreign influences provide a meaningful feature of historical texts because they signal socio-linguistic norms among language users.
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Financial Customer Behavior Prediction Based on Machine Learning: A Comprehensive Investigation [PDF]
ITM Web of ConferencesPredicting customer behavior has become a critical component in shaping effective financial strategies. As customers' expectations evolve and their behavior becomes increasingly complex, traditional methods struggle to keep up with the demands for ...
Zhang Xinyue
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CosmeticsThis study developed a facial skin care serum based on extracts from cornflower petals (Centaurea cyanus L.). The study applied the concept of loan extraction, in which the ingredients of the final cosmetic product were used as the extraction medium. The
Wiktoria Orzechowicz +5 more
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Anticipating a Reverse Mortgage Adoption in Croatia
Studies in Business and Economics, 2020 Reverse mortgage is an alternative source of financing of elderly population that usually has some homeownership, but insufficient income and savings to support desired or indispensable level of consumption.
Ana Kundid Novokmet, Martina Matković
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