Results 51 to 60 of about 5,705 (256)

Transparent Perovskite Light‐Emitting Diodes with Conductive Oxide Top Electrodes

open access: yesAdvanced Materials, EarlyView.
Transparent perovskite light‐emitting diodes (TrPeLEDs) enable simultaneous display and transparency, expanding application possibilities. Using a metal oxide buffer layer and pulsed laser deposition, TrPeLEDs with diverse compositions and architectures are demonstrated.
Michele Forzatti   +11 more
wiley   +1 more source

Operations research in consumer finance: challenges for operational research [PDF]

open access: yes, 2009
Consumer finance has become one of the most important areas of banking both because of the amount of money being lent and the impact of such credit on the global economy and the realisation that the credit crunch of 2008 was partly due to incorrect ...
Thomas, L.C.
core  

Evidence from developing countries [PDF]

open access: yes, 2016
We propose an oligopsony-oligopoly model to study bank behavior under uncertainty in developing countries and derive a pricing structure that acknowledges joint market power in both the deposit and loan markets.
Turk-Ariss, Rima, Marrouch, Walid
core   +1 more source

Miniature Soft Robot With Magnetically Reprogrammable Surgical Functions

open access: yesAdvanced Materials, EarlyView.
Miniature soft robots have great prospects to revolutionize minimally invasive treatments. Here we present a miniature soft robot, which can be reprogrammed to perform five surgical functionalities with six‐degrees‐of‐freedom motions. This soft robot can prospectively make minimally invasive surgery considerably safer and painless, and enable ...
Chelsea Shan Xian Ng   +4 more
wiley   +1 more source

Identification of relevant predictors of loan default using the Elastic Net model [PDF]

open access: yes, 2017
The timely prediction of loan default plays an important role in lending decisions and monitoring loans. However, there has been little development of models for the selection of relevant variables for the prediction of loan default.
Yi, Jessica Moonhee
core  

PPDNN-CRP: privacy-preserving deep neural network processing for credit risk prediction in cloud: a homomorphic encryption-based approach

open access: yesJournal of Cloud Computing: Advances, Systems and Applications
This study proposes a Privacy-Preserving Deep Neural Network for Credit Risk Prediction (PPDNN-CRP) framework that leverages homomorphic encryption (HE) to ensure data privacy throughout the credit risk prediction process. The PPDNN-CRP framework employs
Vankamamidi S. Naresh, Ayyappa D
doaj   +1 more source

Estimating the Probability of Loan Default in Melli Bank: A Comparative Study of Machine Learning and Econometric Approaches [PDF]

open access: yesفصلنامه پژوهش‌های اقتصادی ایران
The current study employed a comparative analytical framework to examine credit-default prediction. It relied on a comprehensive dataset of 56,965 loan contracts issued between 2019 and 2024 across the northern branches of Bank Melli Iran. Three modeling
Reza Taleblou   +2 more
doaj   +1 more source

Organic Materials of Tomorrow: Horizons of Artificial Intelligence

open access: yesAdvanced Materials, EarlyView.
This review examines machine learning techniques accelerating the discovery of organic semiconductors by linking molecular structure to properties. Key methods include graph neural networks, generative models, and active learning. Applications to organic photovoltaics demonstrate practical impact.
Harold Mena   +3 more
wiley   +1 more source

White Light Emission and Energy Transfer in Mixed‐Metal Europium/Terbium/Thulium Formate Metal–Organic Frameworks: Effect of Lanthanum Dilution

open access: yesAdvanced Optical Materials, EarlyView.
A series of Eu3+, Tb3+, Tm3+ and La3+ formate‐based (mixed)metal‐organic frameworks were synthesized and investigated for energy transfer and white‐light emission. Efficient Tb3+→Eu3+ transfer enabled tuneable luminescence, while Tm3+ incorporation afforded near‐white emission.
Leonardo E. Cruz‐Estrada   +5 more
wiley   +1 more source

A Jurisprudential Analysis of Initial Public Offerings through Special Purpose Acquisition Companies (SPACs) in Iran's Capital Market [PDF]

open access: yesتحقیقات مالی اسلامی (پیوسته)
1. Introduction and ObjectiveIn recent years, Special Purpose Acquisition Companies (SPACs) have become one of the most innovative financial mechanisms for facilitating the public listing of private companies.
Ali Amirshahi   +2 more
doaj   +1 more source

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