Results 21 to 30 of about 7,056,161 (271)

Funding liquidity and bank lending

open access: yesCogent Economics & Finance, 2020
We investigate how funding liquidity affects the bank lending using a large sample of US bank holding companies. We document a consistent evidence of a lower loan growth for banks that rely more on deposits.
Dung Viet Tran
doaj   +1 more source

SBA-Loan Guarantees and Local Economic Growth [PDF]

open access: yesSSRN Electronic Journal, 2005
Increasingly policymakers are looking to the small business sector as a potential engine of economic growth. Policies to promote small businesses include tax relief, direct subsidies, and indirect subsidies through government lending programs. Encouraging lending to small business is the primary policy objective of the Small Business Administration ...
Ben R. Craig   +2 more
openaire   +1 more source

The Impact of Loan to Value Policy and Macroeconomic Variables Towards the Demand of Housing Loans

open access: yesEconomics Development Analysis Journal, 2018
The purpose of this study is to know and analyze the effect of credit interest rates, inflation, economic growth, loan to deposit ratio, loan to value to housing loan demand in Central Java.
Sandi Atmaja Siravati
doaj   +1 more source

PERAN LEMBAGA KEUANGAN TERHADAP PERTUMBUHAN USAHA MIKRO KECIL DAN MENENGAH (Studi Kasus Di Kota Yogyakarta)

open access: yesMonex: Journal Research Accounting Politeknik Tegal, 2020
The purpose of this study is to examine the role of financial institutions in the growth of small and medium-sized businesses in the city of Yogyakarta.
Lila Retnani Utami, V. Wiratna Sujarweni
doaj   +1 more source

Loan renegotiation and the long-term impact on total factor productivity

open access: yesLatin American Journal of Central Banking, 2022
When a loan is close to becoming non-performing, banks have stronger incentives to renegotiate it in favourable conditions for the borrower (loan forbearance) rather than for recognising and resolving the non-performing loan.
Antonio Sánchez Serrano
doaj   +1 more source

Real Estate Investment, Loan Preference, and National Happiness: Evidence from China

open access: yesLand, 2021
With two-stage least squares and LS models, this paper investigates the effects of real estate investment and loan preference on national happiness with data of 31 provinces in China from 2000 to 2018.
Shangan Ke, Xinhai Lu
doaj   +1 more source

INCOME SMOOTHING THROUGH LOAN LOSS PROVISIONS IN SOUTH AND EASTERN EUROPEAN BANKS [PDF]

open access: yesZbornik radova Ekonomskog fakulteta u Rijeci : časopis za ekonomsku teoriju i praksu, 2020
This study provides empirical evidence on income smoothing from the banking sector in nine South-Eastern Europe (SEE) countries for the period 2005-2014 by applying a number of methodological approaches.
Albulena Shala   +2 more
doaj   +1 more source

Loan-to-Value Policy and Property Loans Risk in Conventional Commercial Banks of Indonesia

open access: yesInternational Research Journal of Business Studies, 2019
This study aims to determine the effect of loan-to-value (LTV) policy on bank’s property loan risk of Indonesia. This study utilizes a purposive sampling method and multiple linear regression analysis techniques. The number of samples in this study is 66
Nugroho Sasikirono   +3 more
doaj   +1 more source

Dampak Kebijakan Loan to Value dan Variabel Makroekonomi terhadap Permintaan Kredit Pemilikan Rumah

open access: yesEconomics Development Analysis Journal, 2018
Tujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh suku bunga kredit, inflasi, pertumbuhan ekonomi, loan to deposit ratio, loan to value terhadap permintaan kredit pemilikan rumah di Jawa Tengah.
Sandi Atmaja Siravati
doaj   +1 more source

The interactive relationship between credit growth and profitability of people's credit funds in Vietnam [PDF]

open access: yesAccounting, 2020
This study purposes to discover the interactive relationship between credit growth and profitability and to examine factors that affect the credit growth and profitability of people's credit funds (PCFs).
Van Duong Ha
doaj   +1 more source

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