Results 11 to 20 of about 2,103 (263)
Zanco Journal of Humanity Sciences, 2023 The aim of the study is to identify the theoretical aspects and via practical side from which the preparation of the statement of cash flows stems from in order to enable banks to know the financial banking position in the right time and analyze the ...
Lovan Akram Saeed +1 more
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Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
Jurnal Aplikasi Bisnis dan Manajemen, 2020 The aim of this study is to determine the portfolio performance in each economic sector based on return and risk of portfolio credit at 3 Sentra Kredit Menengah (SKM) under BNI WJS supervision and to find out the optimal combination or composition of the
Rini Siswati Asnel +2 more
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Using Discrete Markov Chain Model for Predicting the Behavior of Banks Loan Portfolios [PDF]
مجله مدل سازی در مهندسی, 2017 The main goal of total commercial banks is collect the saving of real and natural persons and allocate them in the form of facilities to industry, service and manufacturing companies. with the Non repayment of facilities from side of customers, the banks
Kazem Ebrahimi, Raheleh Lalee
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Portfolio of Loans, Guarantees and Provisions [PDF]
International Journal of Academic Research in Accounting, Finance and Management Sciences, 2018 Economic development is realized on the resources of the society. In addition to work and capital accumulation, financial resources play an important role in economic evolution and growth. Economic agents that do not currently have the necessary financial resources use the bank loans.
Constantin ANGHELACHE +2 more
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Large-Scale Loan Portfolio Selection
Operations Research, 2015 We consider the problem of optimally selecting a large portfolio of risky loans, such as mortgages, credit cards, auto loans, student loans, or business loans. Examples include loan portfolios held by financial institutions and fixed-income investors as well as pools of loans backing mortgage- and asset-backed securities.
Justin A. Sirignano +2 more
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Complexity, 2020 With a view to develop a more realistic model for credit risk analysis in consumer loan, our paper addresses the problem of how to incorporate business cycles into a repayment behavior model of consumer loan in portfolio.
Shou Chen, Xiangqian Jiang
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THE MEASUREMENT OF CONCENTRATION RISK IN LOAN PORTFOLIOS
Economics & Sociology, 2012 The current financial and economic situation, as well as requirements of consumers changes very quickly. For this reason, banks have to update their portfolio of the services all the time. Nevertheless, lending remains one of the most important and most profit-generating activities for the banks.
Skridulytė, Rita, Freitakas, Eduardas
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Green, Blue and Digital Economy Journal, 2023 In bank-centred economies, banks are the leading financial institutions, and therefore the implementation of the principles of sustainable development through the instruments of "green" and "sustainable" finance depends on them.
Myroslava Khutorna, Alina Herasymenko
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The impact of diversification on bank stability in India
Cogent Business & Management, 2022 We study the concurrent impact of functional, geographic and loan portfolio diversification on the stability of commercial banks in India. The sample of 48 banks includes public sector banks, private sector banks and foreign banks operating in India. The
Krishnan Chandramohan +2 more
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Bank loan portfolios and the monetary transmission mechanism [PDF]
Journal of Monetary Economics, 2007 Abstract We study the portfolio behavior of bank loans following a monetary tightening and find that real estate and consumer loans sharply decrease, while commercial and industrial (C&I) loans increase. These responses are compared with responses following non-monetary shocks, which also reduce output but keep interest rates roughly unchanged ...
Den Haan, Wouter +2 more
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