Results 71 to 80 of about 260,668 (259)
Downturn LGD for Hong Kong Mortgage Loan Portfolios
, 2008 Recent studies find a positive correlation between default and loss given default (LGD) rates for credit portfolios. In response, financial regulators require financial institutions to base their capital on the downturn loss rate given default, which is ...
Roesch, D +3 more
core
Assessing swaption portfolios for prepayment risk mitigation. A parametric perspective
, 2023 Monaco A, Perrotta A, Sgarabottolo A. Assessing swaption portfolios for prepayment risk mitigation. A parametric perspective. Center for Mathematical Economics Working Papers. Vol 729.
Perrotta, Adamaria +2 more
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Business Strategy and the Environment, EarlyView.ABSTRACT The transition to net zero (NZ) faces challenges such as uneven institutional readiness, fragmented policy frameworks and rising energy demands from population growth, economic expansion and artificial intelligence (AI). These obstacles are intensified by technological, financial and regulatory uncertainties that impede coordinated efforts ...
Mohamed Shrief +3 more
wiley +1 more source
Federal Home Loan Bank advances and commercial bank portfolio composition [PDF]
This paper considers the role of Federal Home Loan Bank (FHLB) advances in stabilizing their commercial bank members' residential mortgage lending activities.
Diana Hancock +2 more
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Food Waste Applications Beyond the West: Archetypes and Insights From China
Business Strategy and the Environment, EarlyView.ABSTRACT Food waste is a major challenge for sustainable development, but digital solutions designed to reduce it remain unevenly distributed globally. Food waste mobile applications (FWMAs) have emerged as promising tools for reducing food surpluses through redistribution and improved household food management.
Jiequan Hong +2 more
wiley +1 more source
Risk developments on the retail mortgage loan market [PDF]
In this study, using three commercial banks’ retail mortgage loan portfolios (consisting of approximately 200,000 clients with housing and home equity loans), we analyse the risk characteristics of the portfolio, identify customer-specific and product ...
Dániel Holló
core
Carbon Footprint of Bank Loans: Opportunities and Risk Implications in the Banking Industry
Business Strategy and the Environment, EarlyView.ABSTRACT This study examines whether the carbon footprint of bank loan portfolios influences bank stability, profitability and cost efficiency and whether regulatory quality moderates these relationships. Using a balanced panel of 33 countries from 2005 to 2018, the analysis combines banking‐sector indicators from the World Bank Global Financial ...
Honglei Wang +5 more
wiley +1 more source
What determines the composition of banks’ loan portfolios? Evidence from transition countries
, 2010 This paper explores how bank characteristics and the institutional environment influence the composition of banks’ loan portfolios. We use a new and unique data set based on the EBRD Banking Environment and Performance Survey (BEPS), which was conducted ...
Ferreira, Daniel +5 more
core +1 more source
Business Strategy and the Environment, EarlyView.ABSTRACT Blended finance has emerged as a strategic solution to the multifaceted challenges of projects that navigate the intricate interplay of water, energy, food, and ecosystems, ultimately contributing to the achievement of Sustainable Development Goals (SDGs).
Paolo Gnutti Sandiumenge +3 more
wiley +1 more source
Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanhIn the current era marked by the proliferation of peer-to-peer lending platforms, the imperative of ascertaining borrowers’ capacity to honor their financial obligations has assumed paramount significance.
Nguyễn Phát Đạt +4 more
doaj +1 more source