Results 211 to 220 of about 29,139 (261)
Some of the next articles are maybe not open access.

LOAN RECOVERY OF HIGHER EDUCATION LOANS

Edith Cowan Journal of Strategic Management, 2023
Higher Education Loans Board (HELB) is the major source of financing higher education in Kenya. Non-repayment of the loan among university students after they have graduated is a major drawback on funding education for other needy students. Non-recovery of loans leads to non-sustainability of the education fund which leads to a number of loan ...
Jane Harper   +2 more
openaire   +1 more source

Loan quality, commercial loan review and loan officer contracting

Journal of Banking & Finance, 1989
Abstract By the 1980s most banks had created a new department, commercial loan review, whose primary activity is to systematically assess the continuing quality of loans in the commercial loan portfolio. Conventional wisdom suggests that the purpose of commercial loan review is to serve as an early warning system for spotting credit deterioration ...
openaire   +1 more source

Loan Sales and Loan Market Competition*

International Review of Finance, 2010
ABSTRACTIn this article, I suggest a theoretical explanation for the recent spectacular growth of the loan sales market in terms of both quantity and quality. I show that banks can use loan sales as a strategic tool in order to preserve their informational advantage in a competitive environment.
openaire   +1 more source

A Quicksand of Loans: Loan Types

SSRN Electronic Journal, 2019
Rachel Moore was an optimistic, cheerful, friendly woman who had recently graduated with a bachelor's degree in business management. She had used scholarships and grants while working 30 hours a week to make up the difference in tuition, and had graduated debt free—becoming the first in her family to earn a college education.After moving to start a ...
Gregory B. Fairchild   +3 more
openaire   +1 more source

Payday Loan Pricing [PDF]

open access: possibleSSRN Electronic Journal, 2009
We estimate the pricing determinants for 35,098 payday loans originated in Colorado between 2000 and 2006, and generate a number of results with implications for public policy. We find evidence consistent with classical price competition early in the sample, but as time passed these competitive effects faded and the data become more consistent with a ...
Robert DeYoung, Ronnie J. Phillips
openaire   +1 more source

Gross Loan Flows

Journal of Money, Credit and Banking, 2013
Changes in net lending hide the much larger and more variable gross lending flows. We present a series of stylized facts about gross loan flows and how they vary over time, bank size, and the business cycle. We look at both the intensive (increases and decreases) and extensive (entry and exits) margins.
Ben R. Craig, Joseph G. Haubrich
openaire   +1 more source

Student Loan Deferment

JAMA: The Journal of the American Medical Association, 1993
To the Editor. —I wish to express my concerns over a recent article 1 in JAMA , regarding the new changes with the reauthorization of the Higher Education Act (HEA). The article praised the grass roots campaign instituted by the American Medical Association (AMA) Resident Physicians Section.
openaire   +2 more sources

No loans please

Nursing Standard, 1991
I completely support the Project 2000 students at Hillingdon Health Authority who find themselves in financial difficulty through no apparent fault of their own (Desperate students can't afford to continue, Nursing Standard March 27).
openaire   +2 more sources

Bad Loans and Loan Write-Offs [PDF]

open access: possible, 2006
In this paper, we investigate who bears the burden when writing off bad loans in Japan. Traditionally, Japanese main banks bore large burdens in saving their customers. We still find that some main banks bear a large burden in saving their customers. However, in most cases, main banks became very reluctant to bear large burdens when bailing out their ...
Shin-ichi Fukuda, Satoshi Koibuchi
openaire  

Clearinghouse Loan Certificates as Interbank Loans [PDF]

open access: possible, 2015
Before the founding of the Federal Reserve, bank clearinghouse associations served as a lender of last resort during the National Bank Era (1863-1913). This paper clarifies the operation of clearinghouse loan certificates during panic periods.
openaire  

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