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Insuring Long-Term Care

1988
Paying for long-term care has become a major problem for older people, their families, and society and will be an increasingly serious problem in the future. With increased longevity, many more people face a period of serious disability in old age. Most are cared for informally by relatives and friends, albeit often at great emotional and sometimes ...
A M, Rivlin, J M, Wiener, D A, Spence
openaire   +2 more sources

Long term care insurance.

Employee benefits journal, 1989
Long term care is a relatively new employee benefit issue and was virtually unheard of two years ago. Long term care plans have been implemented in a handful of companies and government retirement systems. Long term care has become an employee benefits issue because of the growing awareness of the risks of long term care to the elderly and the costs of
  +7 more sources

Long-Term Care Insurance [PDF]

open access: possible, 2014
With the rapidly increasing cost of nursing-home stays and home health care, the decision to protect against a long-term care risk is becoming more and more important. If you or a close family member is at risk, then carefully consider a long-term care policy.
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Long-Term Care Insurance in Japan

Journal of Aging & Social Policy, 2005
Abstract Japan has instituted one of the most comprehensive forms of long-term care insurance in the world. This chapter provides an overview description of this novel system of care. It also describes the historical and political forces that led to the adoption of this social program.
Martha N, Ozawa, Shingo, Nakayama
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Long-Term Care Insurance and Medicaid

Health Affairs, 1994
Depending on length-of-stay, somewhere between 29 percent and 38 percent of long-term care insurance purchasers who use nursing homes would qualify for Medicaid payments if they did not own a policy. This is equivalent to between 13 percent and 17 percent of all policyholders.
M A, Cohen, N, Kumar, S S, Wallack
openaire   +2 more sources

NATURAL HEDGING IN LONG-TERM CARE INSURANCE

ASTIN Bulletin, 2017
AbstractWe investigate the application of natural hedging strategies for long-term care (LTC) insurers by diversifying both longevity and disability risks affecting LTC annuities. We propose two approaches to natural hedging: one built on a multivariate duration, the other on the Conditional Value-at-Risk minimization of the unexpected loss.
Levantesi, Susanna   +1 more
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Long-Term Care Insurance: Care Management Practice Issues

Care Management Journals, 2004
There are numerous articles about the pros and cons of long-term care insurance. However, for many people it is a solution for funding long-term care when they are in need of these services. The provision of appropriate care management to individuals, providers, and insurers results in a “win-win” for everyone.
Joan, Quinn   +3 more
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Long Term Care Insurance

2017
This paper considers the case for long term care insurance specifically designed to address what the World Bank describes as the `looming old age crisis'. It has been suggested that if such insurance is fully funded then this will simultaneously assist with the problem of Australia's low savings ratio.
openaire   +1 more source

Private Long-Term Care Insurance

Journal of Aging and Health, 2003
The author’s objective is to summarize and synthesize what is known about the private long-term care insurance market and its impact on public expenditures, policy holders, their families, and providers. Primary data were compiled from national studies and published and nonpublished information from the long-term care insurance industry.
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Insurance for Long-Term Care

New England Journal of Medicine, 1987
IS insurance for long-term care an idea whose time has come? Possibly. The recent explosion of publicity about insurance against catastrophic illness in the elderly, President Reagan's partial endorsement of Secretary Bowen's report favoring such insurance,1 , 2 and the striking number of related proposals, conferences, committees, bills and ...
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