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NATURAL HEDGING IN LONG-TERM CARE INSURANCE
ASTIN Bulletin, 2017AbstractWe investigate the application of natural hedging strategies for long-term care (LTC) insurers by diversifying both longevity and disability risks affecting LTC annuities. We propose two approaches to natural hedging: one built on a multivariate duration, the other on the Conditional Value-at-Risk minimization of the unexpected loss.
Levantesi, Susanna +1 more
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New England Journal of Medicine, 1987
IS insurance for long-term care an idea whose time has come? Possibly. The recent explosion of publicity about insurance against catastrophic illness in the elderly, President Reagan's partial endorsement of Secretary Bowen's report favoring such insurance,1 , 2 and the striking number of related proposals, conferences, committees, bills and ...
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IS insurance for long-term care an idea whose time has come? Possibly. The recent explosion of publicity about insurance against catastrophic illness in the elderly, President Reagan's partial endorsement of Secretary Bowen's report favoring such insurance,1 , 2 and the striking number of related proposals, conferences, committees, bills and ...
+5 more sources
Long-Term Care Insurance Reform in Singapore
Journal of Aging & Social Policy, 2021In recent years, governments in rapidly aging countries have looked toward the implementation of public insurance schemes to help cover the costs of care for their aging citizenry. This article presents a comprehensive overview of long-term care insurance policy in Singapore.
Joelle H. Fong, Allan Borowski
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A Primer on Long-Term Care Insurance
Professional Case Management, 2013Long-Term Care Insurance (LTCI) was part of the CLASS Act, established by the Affordable Care Act (ACA). Although this initiative is on hold, at least 70 percent of people over 65 will eventually need long-term care, either at home or in a nursing home, and that can be very expensive. This Editorial looks at the basics of LTCI.
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Long-term care insurance: Buy it or not!
Geriatric Nursing, 2005Subscribing to a long-term care (LTC) insurance plan for future health care and services is one of the most difficult decisions aging Americans need to make today. Although it may be difficult to predict who will need an LTC plan and for how long, various factors play an important role in determining whether to purchase LTC insurance.
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The Case for Long-Term Care Insurance
Health Affairs, 1983Prologue: Total national expenditures for nursing home care grew tenfold between 1965 and 1980. Now the Department of Health and Human Services estimates that such expenditures will more than quadr...
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De-risking long-term care insurance
Soft Computing, 2020zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Valeria D'Amato +2 more
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Long-Term Care Insurance [PDF]
, 2014 With the rapidly increasing cost of nursing-home stays and home health care, the decision to protect against a long-term care risk is becoming more and more important. If you or a close family member is at risk, then carefully consider a long-term care policy.
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On insuring and caring for parents’ long-term care needs
Journal of Health Economics, 2012When adult children are financially responsible for their parents, they can take considerable interest in the amount of their parents' long-term care (LTC) insurance. In this paper, we look at the optimal levels of LTC insurance and of informal care, and at the link between these two decisions when the child, who provides informal care, is also the ...
Christophe, Courbage, Louis, Eeckhoudt
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2017
This paper considers the case for long term care insurance specifically designed to address what the World Bank describes as the `looming old age crisis'. It has been suggested that if such insurance is fully funded then this will simultaneously assist with the problem of Australia's low savings ratio.
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This paper considers the case for long term care insurance specifically designed to address what the World Bank describes as the `looming old age crisis'. It has been suggested that if such insurance is fully funded then this will simultaneously assist with the problem of Australia's low savings ratio.
openaire +1 more source