Results 121 to 130 of about 10,097 (263)

Unequal and Unstable: Income Inequality and Bank Risk

Journal of Money, Credit and Banking, EarlyView.
Abstract We present a model in which income inequality interacts with banks' risk‐taking incentives, generating financial instability. Competition and deposit insurance cause some banks to lend to lower‐income borrowers at underpriced rates, creating “risky banks” that fail in downturns, while others lend to higher‐income borrowers and avoid default ...
YULIYAN MITKOV, ULRICH SCHÜWER
wiley   +1 more source

Bridging Knowledge Capability Gaps: Digital Technology Offsetting in Interfirm Knowledge Transfer

Journal of Management Studies, EarlyView.
Abstract In this digital age, the adoption of digital technology (DT) is changing traditional business processes. Against this backdrop, we try to answer the question of whether DT could effectively bridge any interfirm knowledge capability gaps. Though effective knowledge transfer is dependent on the sender's and the receiver's knowledge capabilities,
Antony Paulraj, Chandrasekararao Seepana, Murtaza Faruquee, Vaidyanathan Jayaraman   +3 more
wiley   +1 more source

A joint model of cost and churn for the insurance industry

Journal of Risk and Insurance, EarlyView.
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong, Edward W. (Jed) Frees, Fei Huang, Francis K. C. Hui, Harald J. van Heerde   +4 more
wiley   +1 more source

Inertia or Adaptability? The Effects of Outside Director Incumbency Capital on Incumbent Firms' Adoption of Discontinuous Technologies

Journal of Product Innovation Management, EarlyView.
ABSTRACT We fuse research on incumbents' adaptation to discontinuous technologies with board capital theory to investigate how heterogeneity in incumbent firms' adoption of discontinuous technologies may be affected by what we label as outside director incumbency capital—the specific subset of social capital and human capital that outside directors ...
Simon Hensellek, Andreas König, Lorenz Graf‐Vlachy, Justin Szewczyk, Christopher Kurzhals   +4 more
wiley   +1 more source

Human and AI judgements of restorative responses to sexual abuse: The role of perceived severity

Legal and Criminological Psychology, EarlyView.
Abstract Purpose Restorative justice (RJ) offers an alternative or complement to criminal justice in sexual abuse cases, yet the public remains ambivalent. Given that survivors increasingly turn to large language models (LLMs) for information and support when coping with sensitive justice‐related decisions, the present study examined whether the ...
Inbal Peleg‐Koriat, Kfir Asraf
wiley   +1 more source

Use of the Lorenz curve and the Gini index for the evaluation of HIV viral load distribution in an Italian community. [PDF]

Front Public Health
Arsuffi S, Salvi M, Calza S, Colombo FR, Alberti M, Fioretti B, Tiecco G, Focà E, Quiros-Roldan E.   +8 more
europepmc   +1 more source

Inequality of Opportunity in a Multiperiod Framework

Oxford Bulletin of Economics and Statistics, EarlyView.
ABSTRACT This paper offers a simple model to evaluate and measure inequality of opportunity in a multiperiod framework, in which both circumstances and effort may change over time. We adopt a norm‐based approach and an axiomatic methodology: we first characterise two alternative definitions of a ‘fair distribution’, associated respectively with the ex ...
Domenico Moramarco, Flaviana Palmisano, Vitorocco Peragine   +2 more
wiley   +1 more source

Do State Lotteries Exploit their Lottery Power? Optimal Lotto Pricing With Heterogeneous Players: Evidence from the United Kingdom

Oxford Bulletin of Economics and Statistics, EarlyView.
ABSTRACT We propose a new model of revenue‐maximising lottery pricing under income‐related heterogeneity and apply it to 13 years of UK National Lottery data. Our pricing rule shows how a state's lottery power is shaped by heterogeneities in lotto demand and the income distribution, and we study its efficiency and distributional implications.
Martin Forster, Emanuela Randon, Robert Pryce   +2 more
wiley   +1 more source

Distribution of hospital beds in Tehran Province based on Gini coefficient and Lorenz curve from 2010 to 2012. [PDF]

Electron Physician, 2015
Asl IM, Abolhallaje M, Raadabadi M, Nazari H, Nazari A, Salimi M, Javani A.   +6 more
europepmc   +1 more source

The Distribution of Reproduction during a Fertility Transition: Declining Spread of Parenthood in Brazil

Population and Development Review, EarlyView.
Abstract Demographers have a rich understanding of the fertility transitions that have been observed in many contexts. Yet, we lack evidence to explain whether long‐run declines in fertility levels are accompanied by simultaneous changes in reproductive variability.
Ewa Batyra, Ben Wilson
wiley   +1 more source