Results 1 to 10 of about 794 (109)
A Machine Learning Approach for Micro-Credit Scoring [PDF]
Risks, 2021 In micro-lending markets, lack of recorded credit history is a significant impediment to assessing individual borrowers’ creditworthiness and therefore deciding fair interest rates. This research compares various machine learning algorithms on real micro-
Apostolos Ampountolas +3 more
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Micro credit and territory: Portugal as a case study [PDF]
Notas Económicas, 2012 This paper studies the relations between micro credit and territory, assuming that micro credit is an important instrument for fighting against poverty and social exclusion. Based on a micro-level database provided by ANDC (Associação Nacional de Direito
Joana Afonso, Isabel Mota, Sandra Silva
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Credit Risk Assessment Model for Small and Micro-Enterprises: The Case of Lithuania
Risks, 2019 In this research, trade credit is analysed form a seller (supplier) perspective. Trade credit allows the supplier to increase sales and profits but creates the risk that the customer will not pay, and at the same time increases the risk of the supplier ...
Rasa Kanapickiene, Renatas Spicas
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Jurnal Perspektif Pembiayaan dan Pembangunan Daerah, 2021 This research aimed at analyzing 1) an effect of micro small and medium enterprises on entrepreneurship activity, 2) an effect of micro small and medium enterprises on its performance, 3) an effect of entrepreneurship on micro small and medium ...
Etik Umiyati, Zulfanetti Zulfanetti
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Ranking of credit units in rural cooperative societies based on the achievement of rural sustainable development in the Isfahan province [PDF]
Rāhburdhā-yi tusi̒ah-i rūstāyī, 2016 The phenomenon of inequality between urban and rural households, mainly rural poverty is one of the things that has attracted especial attention to rural development in the world.
Ahmad Tagdisi, Sayed Ali Nekoei Naenii
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THE ROLE OF FINANCIAL INSTITUTIONS (BANKS) IN THE DEVELOPMENT OF UMM IN WEST OF NUSA TENGGARA PROVINCE, INDONESIA [PDF]
Russian Journal of Agricultural and Socio-Economic Sciences, 2020 This research aims to analyze: (1) the effect of credit received on Business Micro Small Medium income; (2) the influence of the competence of human resources (HR) on the income; (3) the influence of entrepreneurship orientation on Business Micro Small ...
Asrin +3 more
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Journal of Accounting and Investment, 2021 Research aims: The purpose of this study was to determine the credit distribution level used as working capital assistance for Micro, Small, and Medium Enterprises (MSMEs) during the COVID-19 pandemic.
Evita Hayatun Nufus +2 more
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Disruptive financial innovations: the case of Nigerian micro-entrepreneurs [PDF]
Journal of Business and Socio-Economic Development, 2023 Purpose – Despite the noticeable consequences of disruptive financial innovations, access to finance remains a major factor inhibiting the sustainable-growth potentials of young micro-entrepreneurs in informal settings.
Oluyemi Theophilus Adeosun +2 more
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Can micro-credit bring development? [PDF]
Journal of Development Economics, 2008 Abstract We examine the long-run effects of micro-credit on development in an occupational choice model similar to Banerjee and Newman (JPE, 1993). Micro-credit is modeled as a pure improvement in the credit market that opens up self-employment options to some agents who otherwise could only work for wages or subsist. Micro-credit can either raise or
Christian Ahlin, Neville Jiang
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A micro data approach to the identification of credit crunches [PDF]
Applied Economics, 2010 This article presents a micro data approach to the identification of credit crunches. Using a survey among German firms which regularly queries the firms’ assessment of the current willingness of banks to extend credit, we estimate the probability of a restrictive loan supply policy by time taking into account the creditworthiness of borrowers ...
Horst Rottmann, Timo Wollmershäuser
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