Does microcredit for the poverty-alleviated population have an income-increasing effect? Also on the "Raising the Low" effect. [PDF]
PLoS ONEPromoting the continuous income increase of the poverty-alleviated population has become one of the key tasks to consolidate the achievements of poverty alleviation, promote rural revitalization and achieve common prosperity.
Yin Liu, Lu Fan, Binjian Yan
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Rural micro-credit model design and credit risk assessment via improved LSTM algorithm [PDF]
PeerJ Computer Science, 2023 Rural microcredit plays an important role in promoting rural economic development and increasing farmers’ income. However, traditional credit risk assessment models may have insufficient adaptability in rural areas.
Xia Gao, Xiaoqian Yang, Yuchen Zhao
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Empowering Women through Microcredit in Bangladesh: An Empirical Study
International Journal of Financial Studies, 2019 The present study was carried out to identify the determinants of microcredit accessibility by rural women households and its impact on rural women empowerment in Bangladesh.
Sadique Rahman, Waqas Umar Latif
exaly +3 more sources
Effects of microcredit programs on household financial portfolios: Evidence from rural Vietnam [PDF]
HeliyonAlthough microcredit is generally regarded as an excellent instrument for assisting borrowers in improving their well-being, its contribution to improving family financial status is often overlooked.
Thi Hai Au Nguyen +2 more
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Development of bank microcredit [PDF]
The North American Journal of Economics and Finance, 2020 Abstract We analyze the process by which banks enter the microcredit market while still engaging in traditional credit practices. For this we study a competitive credit market with adverse selection, where lenders are endowed with a screening technology capable of extracting an informative signal about a borrower’s quality if enough time is devoted ...
Luca Gabriele Deidda +1 more
openaire +1 more source
The Impact of Microcredit Program on Cambodia [PDF]
E3S Web of Conferences, 2020 In order to explore the present development of Microcredit, the actual value to natives and future challenges microcredit faces in Cambodia, survey data, qualitative researches, and field experience have been utilized.
Song Jingcheng
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The Roles of Microcredit in Informal Housing in the Future—A Case Study in Hong Kong
Urban Science, 2022 Microcredit is usually used to support employment, poverty reduction, women empowerment, etc. It is rare to have studies on using microcredit to help residents in informal housing to improve their residential mobility.
Chung-Yim Yiu, Ka-Man Leung
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MICROCREDIT COVERAGE IN MALAYSIAN MACROECONOMIC CONTEXT: AN EVIDENCE USING PANEL DATA ANALYSIS
International Journal of Management Studies, 2020 This paper aims to examine the effect of macroeconomic condition on microcredit coverage in Malaysia. The Microcredit Organizations (MO) was established to complement the mainstream financial institutions but challenges remain with microcredit ...
Thilagarani Selvaraj +3 more
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Herd Behavior and Its Effects on Default in Chinese Microcredit
Complexity, 2021 Herd behavior means a mode of behavior will be infected among the individuals in a group, and its existence and influence in specific financial market are uncertain.
Ya Bu, Shouzhe Zhang, Anzhong Huang
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A decomposition analysis of microcredit welfare gaps in Ghana. A gender analysis
Social Sciences and Humanities Open, 2023 The literature is replete with studies suggesting that the microcredit market is expanding with varying degrees of impact on male and female clients. The paper investigates the extent to which differences in loan use behaviour and loan amount received ...
Kofi Amanor +3 more
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