Results 121 to 130 of about 1,445 (185)

Microcredit

2022
Microcredit and microfinance are distinct concepts. Doing microcredit part of microfinance. The concept of microcredit is due to Grameen Bank’s founder Muhammad Yunus and started in Bangladesh in 1976. Microcredit is a financial instrument that provides small loans to low-income people without access to formal financing.
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Indirect Microcredit Programs: The Use and Potential of Guarantees in Microcredit

SSRN Electronic Journal, 2015
The aim of the paper is to introduce and clarify the financial and non-financial characteristics of microcredit programs based on a credit guarantee. We call these programs, which are widespread in Europe, Indirect Microcredit Programs (IMPs) because they use an indirect microcredit model.
Giorgio Di Maio, Paolo Landoni
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Microcredit in Prefamine Ireland

Explorations in Economic History, 1997
Abstract Hundreds of independent, local, quasi-charitable microcredit societies, or “loan funds,” were lending to as many as 20% of Irish households in the mid-19th century. Their goal was to relieve poverty by providing credit to the “industrious poor” at competitive interest rates without public funding.
Aidan Hollis, Arthur Sweetman
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The Lessons of Microcredit

2021
Microcredit is a prominent sector in the field of sustainable development finance. This article addresses the lessons learned in its rise and fall over thirty years. It examines the conceptual barriers as a result of its commercialisation, driven by the underlying neoliberal paradigm: the asymmetric debt relationship, the use of an arbitrary poverty ...
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MICROCREDIT IN BRAZIL

Revista Gênero e Interdisciplinaridade
Introduction: Microcredit has been analyzed as a suitable alternative for generating employment and income for the most needy population, as it has allowed the development of economic activities by these individuals, offering a possibility of income generation in a country where unemployment is quite prevalent.
Airton Pereira da Silva Leão   +3 more
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Microcredit and Crime

SSRN Electronic Journal, 2011
We document the level, type, and severity of crime in rural Bangladesh. Crime affected 36% of the households. The average cost of crime was worth two weeks' household consumption. We then study how microcredit affects crime. Our theoretical model shows how microcredit may increase cost of crime at the village level while reducing it for borrowers.
Khondker Aktaruzzaman   +2 more
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How Does Microcredit Work? Testing the Theories of Microcredit. [PDF]

open access: possible
Economists have used a great deal of ingenuity to delve underneath the practice of microcredit and understand the logic that underlies its operations. There is no single theory, however. What we have instead is a bewildering variety of theories; the only common thread binding most of them is the idea that the way microcredit is delivered in practice ...
S.R. Osmani, Wahiduddin Mahmud
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How Does Microcredit Work? A Review of the Theories of Microcredit. [PDF]

open access: possible
The remarkable speed at which the reach of microcredit has expanded around the world in the last three decades has piqued the curiosity of practitioners and theorists alike. While assessing the impact of microcredit on the lives and livelihoods of the poor remains a contentious issue, there is no disputing the fact that there is something novel ...
S.R. Osmani, Wahiduddin Mahmud
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Ethics and Microcredit

International Journal of Applied Philosophy, 2019
An analysis of the specific yogurt and phone microcredit schemes in Bangladesh is made along three lines of argument. It is important to note that these schemes are pulled together by NGO’s (non-governmental organizations) to assist women and children in developing areas to attain financial independence—the first line employs leftist criticism of the ...
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